Get multiple home insurance quotes in 60608. Our licensed 60608, IL agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 60608

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 60608, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Chicago, IL from a list of top tier nationwide insurers.

Our Illinois licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 60608 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 60608

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Chicago, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

60608 Ratings: medium!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Chicago we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 60608, homeowners are seeing rates around 844 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 60608!

60608 Home Insurance Average Premiums

Local 60608 homeowners insurance quotes comparison

$594 /yr.

Shows Zip Code: 60608 lowest rates with discounts applied on average.

For the 60608, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$594 /yr.
Average Coverage:$844 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1144 /yr.

What is the average home insurance cost for a home in 60608?

  • • The average homeowners insurance premium paid annually for a home in 60608 is around $844 per year.

What does it cost on average per month for home insurance in 60608?

  • • Homeowners in 60608 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 60608?

  • • Autoowners in 60608 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chicago area, check out other zip codes nearby 60608.
Review average rates in another zip code:
60624 homeowners insurance rates
60661 homeowners insurance rates
60655 homeowners insurance rates
60654 homeowners insurance rates
60607 homeowners insurance rates
60660 homeowners insurance rates
60628 homeowners insurance rates
60659 homeowners insurance rates
60645 homeowners insurance rates
60656 homeowners insurance rates

Home Replacement Cost Coverage in 60608

Average Building Cost Per Square Foot in 60608: $154

Location: Chicago, Illinois (Cook County)

Average Square Footage in 60608: 1,876 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60608 before you start any project. Chicago homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60608 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60608 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,876 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chicago area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,876$288,900
Additional Upgrades & Added Features$1931,876$361,125
Major Home Updates or Advancements$2311,876$433,350

It's important to understand that when you estimate your replacement cost of your home in the 60608 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60608

Allstate Insurance - Elizabeth (Lisa) Jusino

Address: 1613 S Halsted Chicago, IL 60608
Phone: (312)850-0775
Website:

Best Home & Auto Insurance Agencies in 60608

Allstate Insurance Companies

Address: 1613 S Halsted St Chicago, IL 60608
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 60608

Population Review for 60608 Zip Code

For the city of Chicago, the population within 60608 has increased to over 57,486 residents in population size. The current population total is 75,770. We have broken down the population based on race below. In 60608, there are over 39958 in male population and 35812 females.

PopulationValues
Total Population75,770
White Population19276
Black Population11243
Hispanic Population38827
Asian Population10373
Hawaiian Population38
Indian Population1842
Other Population20895
Male Population39958
Female Population35812
Population Estimate57486

Household Data for 60608

The average number of homes in 60608 is around 28,281, there are an average of 2.48 per household. The average house value according to local real estate values is around $288,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode28,281
Persons Per Household2.48
Average House Value$288,900
Income Per Household$61490
Median Age33.5
Median Age Male33.2
Median Age Female33.9
60608 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code773/872
CityChicago
City Alias NameCHICAGO
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1492
Number Of Employees28384
Business First Quarter Payroll322790
Business Annual Payroll1408172
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District04|05
Congressional LandArea52.45|95.71
Delivery Residential23180
Delivery Business2156
Delivery Total26178
Preferred Last Line KeyW12401
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12401
Land Area6.247000
Water Area0.236000
City Alias Code
City Mixed CaseChicago
City Alias Mixed CaseChicago
Box Count260
SFDU13484
MFDU9260
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161542
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]