Get multiple home insurance quotes in 31520. Our licensed 31520, GA agents are ready to serve you.

31520 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 31520? Our rates are very competitive for homeowners living in Brunswick, GA. Many homeowners based out of your 31520 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 31520 should appear in the zip code field ready to go. For Brunswick, GA Home Insurance Rate Quotes click to review the best rates and service online!

31520 Average Premium is Rated: High!

Homeowners living in 31520 can easily save up to 40% off the average home insurance premium of $1082 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Brunswick that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 31520 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 31520!

31520 Home Insurance Average Premiums

Local 31520 homeowners insurance quotes comparison

$832 /yr.

Shows Zip Code: 31520 lowest rates with discounts applied on average.

For the 31520, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$832 /yr.
Average Coverage:$1082 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1382 /yr.

What is the average home insurance cost for a home in 31520?

  • • The average homeowners insurance premium paid annually for a home in 31520 is around $1082 per year.

What does it cost on average per month for home insurance in 31520?

  • • Homeowners in 31520 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 31520?

  • • Autoowners in 31520 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brunswick area, check out other zip codes nearby 31520.
Review average rates in another zip code:
31523 homeowners insurance rates
31520 homeowners insurance rates
31525 homeowners insurance rates

Home Replacement Cost Coverage in 31520

Average Building Cost Per Square Foot in 31520: $122

Location: Brunswick, Georgia (Glynn County)

Average Square Footage in 31520: 848 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31520 before you start any project. Brunswick homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31520 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31520 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 848 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brunswick area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122848$103,500
Additional Upgrades & Added Features$153848$129,375
Major Home Updates or Advancements$183848$155,250

It's important to understand that when you estimate your replacement cost of your home in the 31520 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31520

Jeff Guest Insurance

Address: 650 Scranton Road Apt Street Brunswick, GA 31520
Phone: (912)264-5066
Website: www.jeffguestinsurance.com

Best Home & Auto Insurance Agencies in 31520

Coleman Insurance Agency

Address: 4420 Altama Ave Brunswick, GA 31520
Phone:
Website:
Info:

Jeff Guest Insurance

Address: 650 Scranton Road Apt Street Brunswick, GA 31520
Phone:
Website: http://www.jeffguestinsurance.com
Info:

Auto Insurance Service Inc

Address: 1801 Norwich St Brunswick, GA 31520
Phone:
Website: http://www.ais-georgia.com
Info:

Geico Insurance

Address: 2901 Bemiss Road Brunswick, GA 31520
Phone:
Website: http://www.geico.com
Info:

Kicklighter Keith Insurance

Address: 1512 Johnston St Brunswick, GA 31520
Phone:
Website:
Info:

Housing Demographics for 31520

Population Review for 31520 Zip Code

For the city of Brunswick, the population within 31520 has increased to over 22,570 residents in population size. The current population total is 22,726. We have broken down the population based on race below. In 31520, there are over 10543 in male population and 12183 females.

PopulationValues
Total Population22,726
White Population8686
Black Population10971
Hispanic Population2439
Asian Population164
Hawaiian Population25
Indian Population107
Other Population1522
Male Population10543
Female Population12183
Population Estimate22570

Household Data for 31520

The average number of homes in 31520 is around 8,449, there are an average of 2.44 per household. The average house value according to local real estate values is around $103,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,449
Persons Per Household2.44
Average House Value$103,500
Income Per Household$32552
Median Age39.1
Median Age Male37.0
Median Age Female40.8
31520 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code912
CityBrunswick
City Alias NameBRUNSWICK
CountyGlynn
County FIPS127
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA15260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBrunswick-St. Simons, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses889
Number Of Employees12203
Business First Quarter Payroll134832
Business Annual Payroll565854
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population112370
CBSA Division Population0
Congressional District01
Congressional LandArea7982.81
Delivery Residential9250
Delivery Business1654
Delivery Total10780
Preferred Last Line KeyX10170
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX10170
Land Area20.144000
Water Area1.924000
City Alias Code
City Mixed CaseBrunswick
City Alias Mixed CaseBrunswick
Box Count0
SFDU6950
MFDU441
State ANSI13
County ANSI127
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number121188
Unique ZIP Name
SSA State County Code11490
Medicare CBSA Code15260
Medicare CBSA NameBrunswick, GA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseGlynn

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]