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Homeowners Insurance in 31525

For homeowners living in 31525, you want more affordable home insurance rates in Brunswick, right? Our rates are very competitive for homeowners living in the great city of Brunswick, GA. Many homeowners living in the 31525 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 31525 should appear in the zip code field ready to go. Comparing Brunswick, GA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

31525 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Brunswick pay around $1068 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Georgia home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 31525 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Brunswick homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Georgia home insurance premium today!

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31525 Home Insurance Average Premiums

Local 31525 homeowners insurance quotes comparison

$818 /yr.

Shows Zip Code: 31525 lowest rates with discounts applied on average.

For the 31525, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$818 /yr.
Average Coverage:$1068 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1368 /yr.

What is the average home insurance cost for a home in 31525?

  • • The average homeowners insurance premium paid annually for a home in 31525 is around $1068 per year.

What does it cost on average per month for home insurance in 31525?

  • • Homeowners in 31525 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 31525?

  • • Autoowners in 31525 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brunswick area, check out other zip codes nearby 31525.
Review average rates in another zip code:
31523 homeowners insurance rates
31525 homeowners insurance rates
31520 homeowners insurance rates

Home Replacement Cost Coverage in 31525

Average Building Cost Per Square Foot in 31525: $122

Location: Brunswick, Georgia (Glynn County)

Average Square Footage in 31525: 1,295 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31525 before you start any project. Brunswick homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31525 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31525 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,295 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brunswick area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,295$158,000
Additional Upgrades & Added Features$1531,295$197,500
Major Home Updates or Advancements$1831,295$237,000

It's important to understand that when you estimate your replacement cost of your home in the 31525 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31525

Best Home & Auto Insurance Agencies in 31525

Allstate Insurance Companies

Address: 113 Shoppers Way Brunswick, GA 31525
Phone:
Website: http://www.allstateagencies.com
Info:

Auten Insurance Services

Address: 6122 Altama Ave, #5 Brunswick, GA 31525
Phone:
Website:
Info:

Housing Demographics for 31525

Population Review for 31525 Zip Code

For the city of Brunswick, the population within 31525 has increased to over 32,325 residents in population size. The current population total is 28,766. We have broken down the population based on race below. In 31525, there are over 13613 in male population and 15153 females.

PopulationValues
Total Population28,766
White Population17438
Black Population7469
Hispanic Population2398
Asian Population645
Hawaiian Population81
Indian Population139
Other Population980
Male Population13613
Female Population15153
Population Estimate32325

Household Data for 31525

The average number of homes in 31525 is around 11,668, there are an average of 2.45 per household. The average house value according to local real estate values is around $158,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,668
Persons Per Household2.45
Average House Value$158,000
Income Per Household$59353
Median Age39.7
Median Age Male38.4
Median Age Female40.8
31525 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code912
CityBrunswick
City Alias NameBRUNSWICK
CountyGlynn
County FIPS127
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA15260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBrunswick-St. Simons, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses567
Number Of Employees7410
Business First Quarter Payroll67303
Business Annual Payroll292424
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population112370
CBSA Division Population0
Congressional District01
Congressional LandArea7982.81
Delivery Residential13194
Delivery Business665
Delivery Total13741
Preferred Last Line KeyX10170
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX10170
Land Area98.313000
Water Area2.481000
City Alias Code
City Mixed CaseBrunswick
City Alias Mixed CaseBrunswick
Box Count0
SFDU9328
MFDU1696
State ANSI13
County ANSI127
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number121188
Unique ZIP Name
SSA State County Code11490
Medicare CBSA Code15260
Medicare CBSA NameBrunswick, GA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseGlynn

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]