Compare 30906 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Augusta just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 21,947 neighbors looking to save on their home insurance policy in the local 30906 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 30906. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Georgia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Augusta, GA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Augusta, GA

30906 Home Insurance Average Premiums

Local 30906 homeowners insurance quotes comparison

$804 /yr.

Shows Zip Code: 30906 lowest rates with discounts applied on average.

For the 30906, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$804 /yr.
Average Coverage:	$1054 /yr.
2600 sq. ft. or higher (all discounts applied)	$1354 /yr.

What is the average home insurance cost for a home in 30906?

• The average homeowners insurance premium paid annually for a home in 30906 is around $1054 per year.

What does it cost on average per month for home insurance in 30906?

• Homeowners in 30906 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 30906?

• Autoowners in 30906 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Augusta area, check out other zip codes nearby 30906.
Review average rates in another zip code:
30904 homeowners insurance rates
30912 homeowners insurance rates
30901 homeowners insurance rates
30903 homeowners insurance rates
30909 homeowners insurance rates
30906 homeowners insurance rates
30905 homeowners insurance rates
30907 homeowners insurance rates

Home Replacement Cost Coverage in 30906

Average Building Cost Per Square Foot in 30906: $122

Location: Augusta, Georgia (Richmond County)

Average Square Footage in 30906: 739 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30906 before you start any project. Augusta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30906 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30906 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 739 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Augusta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$122	739	$90,200
Additional Upgrades & Added Features	$153	739	$112,750
Major Home Updates or Advancements	$183	739	$135,300

Calculate Your Dwelling Coverage in 30906

It's important to understand that when you estimate your replacement cost of your home in the 30906 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 30906

Martinez- G R

Address: 2429 Peach Orchard Rd Augusta, GA 30906
Phone:
Website:
Info:

Dixon & Dixon Insurance

Address: 1631 Gordon Hwy, #20 Augusta, GA 30906
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 3661 Peach Orchard Rd Augusta, GA 30906
Phone:
Website: http://www.allstateagencies.com
Info:

Guide One Insurance

Address: 2616 Peach Orchard Rd Augusta, GA 30906
Phone:
Website:
Info:

Ace Insurance Agency

Address: 3420 Peach Orchard Rd Augusta, GA 30906
Phone:
Website:
Info:

Housing Demographics for 30906

Population Review for 30906 Zip Code

For the city of Augusta, the population within 30906 has increased to over 60,902 residents in population size. The current population total is 58,458. We have broken down the population based on race below. In 30906, there are over 27719 in male population and 30739 females.

Population	Values
Total Population	58,458
White Population	15663
Black Population	37911
Hispanic Population	2711
Asian Population	481
Hawaiian Population	89
Indian Population	206
Other Population	1267
Male Population	27719
Female Population	30739
Population Estimate	60902

Household Data for 30906

The average number of homes in 30906 is around 21,947, there are an average of 2.60 per household. The average house value according to local real estate values is around $90,200. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	21,947
Persons Per Household	2.60
Average House Value	$90,200
Income Per Household	$39624
Median Age	36.3
Median Age Male	34.1
Median Age Female	38.3

30906 Details	Values
State	GA
State Full Name	Georgia
City Type	P
City Alias Abbreviation
Area Code	706/762
City	Augusta
City Alias Name	AUGUSTA
County	Richmond
County FIPS	245
State FIPS	13
Time Zone	5
Day Light Saving	Y
MSA	0600
PMSA
CSA
CBSA	12260
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Augusta-Richmond County, GA-SC
MSA_Name	Augusta-Aiken, GA-SC MSA
PMSA_Name
Region	South
Division	South Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	742
Number Of Employees	18339
Business First Quarter Payroll	198335
Business Annual Payroll	822036
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	556877
CBSA Division Population	0
Congressional District	12
Congressional LandArea	8185.27
Delivery Residential	23424
Delivery Business	1295
Delivery Total	24931
Preferred Last Line Key	X10065
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key	X10065
Land Area	86.697000
Water Area	1.382000
City Alias Code
City Mixed Case	Augusta
City Alias Mixed Case	Augusta
Box Count	0
SFDU	19066
MFDU	1
State ANSI	13
County ANSI	245
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	120473
Unique ZIP Name
SSA State County Code	11840
Medicare CBSA Code	12260
Medicare CBSA Name	Augusta-Richmond County, GA-SC
Medicare CBSA Type	Metro
Market Rating Area ID	5
County Mixed Case	Richmond

Georgia Homeowners Insurance News & Information

Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022
In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]
Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020
Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction. Here is a quick overview of both storms as well as a few tips on how […]
Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019
Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]

Home Insurance Quotes in 30906!