Get multiple home insurance quotes in 33912. Our licensed 33912, FL agents are ready to serve you.

33912 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 33912? Our rates are very competitive for homeowners living in Fort Myers, FL. Many homeowners based out of your 33912 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 33912 should appear in the zip code field ready to go. For Fort Myers, FL Home Insurance Rate Quotes click to review the best rates and service online!

33912 Average Premium is Rated: Very High!

Homeowners living in 33912 can easily save up to 40% off the average home insurance premium of $1983 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Fort Myers that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 33912 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 33912!

33912 Home Insurance Average Premiums

Local 33912 homeowners insurance quotes comparison

$1733 /yr.

Shows Zip Code: 33912 lowest rates with discounts applied on average.

For the 33912, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1733 /yr.
Average Coverage:$1983 /yr.
2600 sq. ft. or higher
(all discounts applied)
$2283 /yr.

What is the average home insurance cost for a home in 33912?

  • • The average homeowners insurance premium paid annually for a home in 33912 is around $1983 per year.

What does it cost on average per month for home insurance in 33912?

  • • Homeowners in 33912 pay a monthly average cost per month around $165.00.

What kind of discount could I get if I combine my home and auto insurance together in 33912?

  • • Autoowners in 33912 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Fort Myers, check out other zip codes nearby 33912.
To review average rates in another zip code, click on a zip code below:
33905  |  33919  |  33901  |  33908  |  33913  |  33912  |  33907  |  33965  |  33966  |  33967  | 

Home Replacement Cost Coverage in 33912

Average Building Cost Per Square Foot in 33912: $167

Location: Fort Myers, Florida (Lee County)

Average Square Footage in 33912: 1,763 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33912 before you start any project. Fort Myers homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33912 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33912 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,763 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Myers area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,763$294,400
Additional Upgrades & Added Features$2091,763$368,000
Major Home Updates or Advancements$2511,763$441,600

It's important to understand that when you estimate your replacement cost of your home in the 33912 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33912

Black Insurance Agency

Address: 9123 Cypress Drive South Fort Myers, FL 33912
Phone: (239)415-1416
Website:

Best Home & Auto Insurance Agencies in 33912

Allstate Insurance - Alberta Lewis

Address: 6900 Daniels Pky Fort Myers, FL 33912
Phone:
Website:
Info:

Cebero, Lumey - R & C First Corporation

Address: 8901 Daniels Center Dr Fort Myers, FL 33912
Phone:
Website:
Info:

Housing Demographics for 33912

Population Review for 33912 Zip Code

For the city of Fort Myers, the population within 33912 has increased to over 23,680 residents in population size. The current population total is 19,146. We have broken down the population based on race below. In 33912, there are over 9070 in male population and 10076 females.

PopulationValues
Total Population19,146
White Population16730
Black Population369
Hispanic Population1324
Asian Population521
Hawaiian Population2
Indian Population38
Other Population326
Male Population9070
Female Population10076
Population Estimate23680

Household Data for 33912

The average number of homes in 33912 is around 9,249, there are an average of 2.04 per household. The average house value according to local real estate values is around $294,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,249
Persons Per Household2.04
Average House Value$294,400
Income Per Household$90633
Median Age61.0
Median Age Male60.7
Median Age Female61.2
33912 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code239
CityFort Myers
City Alias NameFORT MYERS
CountyLee
County FIPS071
State FIPS12
Time Zone5
Day Light SavingY
MSA2700
PMSA
CSA163
CBSA15980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCape Coral-Fort Myers, FL
MSA_NameFort Myers-Cape Coral, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1238
Number Of Employees18799
Business First Quarter Payroll221887
Business Annual Payroll952432
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population618754
CBSA Division Population0
Congressional District19
Congressional LandArea750.37
Delivery Residential11608
Delivery Business1201
Delivery Total12173
Preferred Last Line KeyY21886
Classification Code
Multi-County
CSA NameCape Coral-Fort Myers-Naples, FL
CBSA_DIV_Name
City State KeyY21886
Land Area21.218000
Water Area0.873000
City Alias Code
City Mixed CaseFort Myers
City Alias Mixed CaseFort Myers
Box Count0
SFDU5428
MFDU2588
State ANSI12
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number113075
Unique ZIP Name
SSA State County Code10350
Medicare CBSA Code15980
Medicare CBSA NameCape Coral-Fort Myers, FL
Medicare CBSA TypeMetro
Market Rating Area ID35
County Mixed CaseLee

Florida Homeowners Insurance News & Information

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    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • Homeowners in Florida Finally See Relief From Higher Insurance Costs Posted on Wednesday 27th August, 2025

    According to a recent Realtor.com article, homeowners in Florida, at least some of them, may finally seem some relief from higher homeowner insurance costs.  Florida Peninsula Insurance which is one of the largest private party property insurers recently announced that it is hoping to significantly lower premiums for roughly 170,000 policyholders.  Florida Peninsula has filed […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

  • Florida home insurance and hurricanes How to Prepare Before Hurricanes Threaten Florida Posted on Monday 19th May, 2025

    Hurricane season is quickly approaching and one of the most important things to do before a storm hits is to make sure your insurance coverage is up to date and your coverage levels are sufficient in the event your home is damaged by severe weather. Regardless of whether you own a home or are renting, […]

  • New Home Insurance Company Launches in Florida, Shows Signs of Improvement Posted on Tuesday 13th May, 2025

    According to Office of Insurance Regulation and leaders in the industry, Florida may finally be emerging from the insurance crisis that it has suffered through for the last decade. Insurance companies operating in the state are starting to stabilize rates and new insurance companies are entering the Florida market.  Recently, the Office of Insurance Regulation […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]