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Homeowners Insurance in 33916

For homeowners living in 33916, you want more affordable home insurance rates in Fort Myers, right? Our rates are very competitive for homeowners living in the great city of Fort Myers, FL. Many homeowners living in the 33916 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 33916 should appear in the zip code field ready to go. Comparing Fort Myers, FL Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

33916 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Fort Myers pay around $1596 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Florida home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 33916 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Fort Myers homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Florida home insurance premium today!

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33916 Home Insurance Average Premiums

Local 33916 homeowners insurance quotes comparison

$1346 /yr.

Shows Zip Code: 33916 lowest rates with discounts applied on average.

For the 33916, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1346 /yr.
Average Coverage:$1596 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1896 /yr.

What is the average home insurance cost for a home in 33916?

  • • The average homeowners insurance premium paid annually for a home in 33916 is around $1596 per year.

What does it cost on average per month for home insurance in 33916?

  • • Homeowners in 33916 pay a monthly average cost per month around $133.00.

What kind of discount could I get if I combine my home and auto insurance together in 33916?

  • • Autoowners in 33916 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Myers area, check out other zip codes nearby 33916.
Review average rates in another zip code:
33967 homeowners insurance rates
33905 homeowners insurance rates
33908 homeowners insurance rates
33912 homeowners insurance rates
33907 homeowners insurance rates
33965 homeowners insurance rates
33913 homeowners insurance rates
33919 homeowners insurance rates
33901 homeowners insurance rates
33916 homeowners insurance rates

Home Replacement Cost Coverage in 33916

Average Building Cost Per Square Foot in 33916: $167

Location: Fort Myers, Florida (Lee County)

Average Square Footage in 33916: 925 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33916 before you start any project. Fort Myers homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33916 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33916 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 925 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Myers area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167925$154,500
Additional Upgrades & Added Features$209925$193,125
Major Home Updates or Advancements$251925$231,750

It's important to understand that when you estimate your replacement cost of your home in the 33916 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33916

Best Home & Auto Insurance Agencies in 33916

Housing Demographics for 33916

Population Review for 33916 Zip Code

For the city of Fort Myers, the population within 33916 has increased to over 30,773 residents in population size. The current population total is 25,940. We have broken down the population based on race below. In 33916, there are over 12681 in male population and 13259 females.

PopulationValues
Total Population25,940
White Population8108
Black Population9534
Hispanic Population8319
Asian Population386
Hawaiian Population8
Indian Population291
Other Population3752
Male Population12681
Female Population13259
Population Estimate30773

Household Data for 33916

The average number of homes in 33916 is around 10,066, there are an average of 2.55 per household. The average house value according to local real estate values is around $154,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,066
Persons Per Household2.55
Average House Value$154,500
Income Per Household$39477
Median Age33.5
Median Age Male32.3
Median Age Female34.7
33916 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code239
CityFort Myers
City Alias NameFORT MYERS
CountyLee
County FIPS071
State FIPS12
Time Zone5
Day Light SavingY
MSA2700
PMSA
CSA163
CBSA15980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCape Coral-Fort Myers, FL
MSA_NameFort Myers-Cape Coral, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses623
Number Of Employees11242
Business First Quarter Payroll132241
Business Annual Payroll585319
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population618754
CBSA Division Population0
Congressional District19
Congressional LandArea750.37
Delivery Residential12068
Delivery Business809
Delivery Total12751
Preferred Last Line KeyY21886
Classification Code
Multi-County
CSA NameCape Coral-Fort Myers-Naples, FL
CBSA_DIV_Name
City State KeyY21886
Land Area10.281000
Water Area3.532000
City Alias Code
City Mixed CaseFort Myers
City Alias Mixed CaseFort Myers
Box Count0
SFDU4229
MFDU4387
State ANSI12
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113075
Unique ZIP Name
SSA State County Code10350
Medicare CBSA Code15980
Medicare CBSA NameCape Coral-Fort Myers, FL
Medicare CBSA TypeMetro
Market Rating Area ID35
County Mixed CaseLee

Florida Homeowners Insurance News & Information

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