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33716 Home Insurance Rates & Premiums

Did you know there are over 18,023 people living within the 33716 zip code area? There are over 10,069 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 33716.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-888-685-4704, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Florida are on the rise. The estimated average premium is around $1,619 a year for a standard homeowners insurance policy in Saint Petersburg. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Saint Petersburg, FL Homeowners Insurance Quotes Online

33716 Home Insurance Average Premiums

Local 33716 homeowners insurance quotes comparison

$1369 /yr.

Shows Zip Code: 33716 lowest rates with discounts applied on average.

For the 33716, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1369 /yr.
Average Coverage:$1619 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1919 /yr.

What is the average home insurance cost for a home in 33716?

  • • The average homeowners insurance premium paid annually for a home in 33716 is around $1619 per year.

What does it cost on average per month for home insurance in 33716?

  • • Homeowners in 33716 pay a monthly average cost per month around $135.00.

What kind of discount could I get if I combine my home and auto insurance together in 33716?

  • • Autoowners in 33716 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Petersburg area, check out other zip codes nearby 33716.
Review average rates in another zip code:
33714 homeowners insurance rates
33710 homeowners insurance rates
33716 homeowners insurance rates
33711 homeowners insurance rates
33704 homeowners insurance rates
33701 homeowners insurance rates
33715 homeowners insurance rates
33705 homeowners insurance rates
33702 homeowners insurance rates
33709 homeowners insurance rates

Home Replacement Cost Coverage in 33716

Average Building Cost Per Square Foot in 33716: $167

Location: Saint Petersburg, Florida (Pinellas County)

Average Square Footage in 33716: 831 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33716 before you start any project. Saint Petersburg homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33716 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33716 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 831 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Petersburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167831$138,700
Additional Upgrades & Added Features$209831$173,375
Major Home Updates or Advancements$251831$208,050

It's important to understand that when you estimate your replacement cost of your home in the 33716 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33716

Best Home & Auto Insurance Agencies in 33716

Allstate Insurance Companies

Address: 740 Carillon Pky, #400 St Petersburg, FL 33716
Phone:
Website:
Info:

Housing Demographics for 33716

Population Review for 33716 Zip Code

For the city of Saint Petersburg, the population within 33716 has increased to over 18,534 residents in population size. The current population total is 18,023. We have broken down the population based on race below. In 33716, there are over 8584 in male population and 9439 females.

PopulationValues
Total Population18,023
White Population11824
Black Population2299
Hispanic Population2514
Asian Population1118
Hawaiian Population6
Indian Population73
Other Population735
Male Population8584
Female Population9439
Population Estimate18534

Household Data for 33716

The average number of homes in 33716 is around 10,069, there are an average of 1.76 per household. The average house value according to local real estate values is around $138,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,069
Persons Per Household1.76
Average House Value$138,700
Income Per Household$63434
Median Age33.7
Median Age Male33.7
Median Age Female33.8
33716 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationST PETERSBURG
Area Code727
CitySaint Petersburg
City Alias NameSAINT PETERSBURG
CountyPinellas
County FIPS103
State FIPS12
Time Zone5
Day Light SavingY
MSA8280
PMSA
CSA
CBSA45300
CBSA_DIV41304
CBSA_TypeMetro
CBSA_NameTampa-St. Petersburg-Clearwater, FL
MSA_NameTampa-St. Petersburg-Clearwater, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses580
Number Of Employees32975
Business First Quarter Payroll629428
Business Annual Payroll2958037
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2783243
CBSA Division Population916542
Congressional District13|14
Congressional LandArea186.03|265.4
Delivery Residential10531
Delivery Business501
Delivery Total11865
Preferred Last Line KeyY22837
Classification Code
Multi-County
CSA Name
CBSA_DIV_NameSt. Petersburg-Clearwater-Largo, FL
City State KeyY22837
Land Area7.162000
Water Area0.985000
City Alias Code
City Mixed CaseSaint Petersburg
City Alias Mixed CaseSaint Petersburg
Box Count0
SFDU510
MFDU8589
State ANSI12
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number118250
Unique ZIP Name
SSA State County Code10510
Medicare CBSA Code45300
Medicare CBSA NameTampa-St. Petersburg-Clearwater, FL
Medicare CBSA TypeMetro
Market Rating Area ID52
County Mixed CasePinellas

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]