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Compare 33715 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 33715 area? The average homeowners premium in Florida for a standard homeowners policy is around $1,579/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 33715 zip code, the population size is around 7,876 with 4,284 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 33715.

Please give us a call now at 1-888-685-4704, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Saint Petersburg, FL Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. FL RateDiscountsSavingsShop Rates
$2,165up to 40% off$866

33715 Home Insurance Average Premiums

Local 33715 homeowners insurance quotes comparison

$1329 /yr.

Shows Zip Code: 33715 lowest rates with discounts applied on average.

For the 33715, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1329 /yr.
Average Coverage:$1579 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1879 /yr.

What is the average home insurance cost for a home in 33715?

  • • The average homeowners insurance premium paid annually for a home in 33715 is around $1579 per year.

What does it cost on average per month for home insurance in 33715?

  • • Homeowners in 33715 pay a monthly average cost per month around $132.00.

What kind of discount could I get if I combine my home and auto insurance together in 33715?

  • • Autoowners in 33715 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Petersburg area, check out other zip codes nearby 33715.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 33715

Average Building Cost Per Square Foot in 33715: $167

Location: Saint Petersburg, Florida (Pinellas County)

Average Square Footage in 33715: 2,339 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33715 before you start any project. Saint Petersburg homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33715 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33715 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,339 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Petersburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,339$390,600
Additional Upgrades & Added Features$2092,339$488,250
Major Home Updates or Advancements$2512,339$585,900

It's important to understand that when you estimate your replacement cost of your home in the 33715 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33715

Best Home & Auto Insurance Agencies in 33715

Housing Demographics for 33715

Population Review for 33715 Zip Code

For the city of Saint Petersburg, the population within 33715 has increased to over 11,488 residents in population size. The current population total is 7,876. We have broken down the population based on race below. In 33715, there are over 3782 in male population and 4094 females.

PopulationValues
Total Population7,876
White Population7158
Black Population84
Hispanic Population346
Asian Population139
Hawaiian Population1
Indian Population18
Other Population64
Male Population3782
Female Population4094
Population Estimate11488

Household Data for 33715

The average number of homes in 33715 is around 4,284, there are an average of 1.84 per household. The average house value according to local real estate values is around $390,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,284
Persons Per Household1.84
Average House Value$390,600
Income Per Household$96250
Median Age65.2
Median Age Male65.5
Median Age Female64.9
33715 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationST PETERSBURG
Area Code727
CitySaint Petersburg
City Alias NameSAINT PETERSBURG
CountyPinellas
County FIPS103
State FIPS12
Time Zone5
Day Light SavingY
MSA8280
PMSA
CSA
CBSA45300
CBSA_DIV41304
CBSA_TypeMetro
CBSA_NameTampa-St. Petersburg-Clearwater, FL
MSA_NameTampa-St. Petersburg-Clearwater, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses205
Number Of Employees1192
Business First Quarter Payroll11674
Business Annual Payroll54927
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2783243
CBSA Division Population916542
Congressional District13
Congressional LandArea186.03
Delivery Residential6244
Delivery Business121
Delivery Total7548
Preferred Last Line KeyY22837
Classification Code
Multi-County
CSA Name
CBSA_DIV_NameSt. Petersburg-Clearwater-Largo, FL
City State KeyY22837
Land Area3.796000
Water Area8.994000
City Alias Code
City Mixed CaseSaint Petersburg
City Alias Mixed CaseSaint Petersburg
Box Count0
SFDU1182
MFDU4136
State ANSI12
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number118250
Unique ZIP Name
SSA State County Code10510
Medicare CBSA Code45300
Medicare CBSA NameTampa-St. Petersburg-Clearwater, FL
Medicare CBSA TypeMetro
Market Rating Area ID52
County Mixed CasePinellas

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]