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33713 Home Insurance Quotes & Rates

Currently, the 14,278 homes within the 33713 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Florida is around $1,628 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Saint Petersburg, FL, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 33713.

Florida is now ranking #1 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Saint Petersburg home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Florida has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 33713 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Saint Petersburg, Florida home insurance rates today!

Please give us a call now at 1-888-685-4704, easily get up to 12 rates over the phone in minutes. For Saint Petersburg, FL Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

33713 Home Insurance Average Premiums

Local 33713 homeowners insurance quotes comparison

$1378 /yr.

Shows Zip Code: 33713 lowest rates with discounts applied on average.

For the 33713, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1378 /yr.
Average Coverage:$1628 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1928 /yr.

What is the average home insurance cost for a home in 33713?

  • • The average homeowners insurance premium paid annually for a home in 33713 is around $1628 per year.

What does it cost on average per month for home insurance in 33713?

  • • Homeowners in 33713 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 33713?

  • • Autoowners in 33713 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Petersburg area, check out other zip codes nearby 33713.
Review average rates in another zip code:
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33706 homeowners insurance rates
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33702 homeowners insurance rates

Home Replacement Cost Coverage in 33713

Average Building Cost Per Square Foot in 33713: $167

Location: Saint Petersburg, Florida (Pinellas County)

Average Square Footage in 33713: 1,206 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33713 before you start any project. Saint Petersburg homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33713 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33713 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,206 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Petersburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,206$201,400
Additional Upgrades & Added Features$2091,206$251,750
Major Home Updates or Advancements$2511,206$302,100

It's important to understand that when you estimate your replacement cost of your home in the 33713 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33713

Bennie Brinson Insurance Agency

Address: 3530 1st Ave N # 211 Saint Petersburg, FL 33713
Phone: (727)328-9878
Website:

Best Home & Auto Insurance Agencies in 33713

Allstate Insurance Companies

Address: 4401 Central Ave St Petersburg, FL 33713
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

AA

Address: 3601 Central Ave St Petersburg, FL 33713
Phone:
Website:
Info:

Assetamerica Insurance Agency - St Petersburg

Address: 3939 Central Ave St Petersburg, FL 33713
Phone:
Website: http://www.assetamerica.com
Info: assetamerica.com
assetamerica.com assetamerica.com

Housing Demographics for 33713

Population Review for 33713 Zip Code

For the city of Saint Petersburg, the population within 33713 has increased to over 32,075 residents in population size. The current population total is 31,321. We have broken down the population based on race below. In 33713, there are over 15826 in male population and 15495 females.

PopulationValues
Total Population31,321
White Population20908
Black Population3419
Hispanic Population3875
Asian Population2562
Hawaiian Population17
Indian Population113
Other Population1044
Male Population15826
Female Population15495
Population Estimate32075

Household Data for 33713

The average number of homes in 33713 is around 14,278, there are an average of 2.15 per household. The average house value according to local real estate values is around $201,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,278
Persons Per Household2.15
Average House Value$201,400
Income Per Household$62088
Median Age41.6
Median Age Male41.8
Median Age Female41.4
33713 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationST PETERSBURG
Area Code727
CitySaint Petersburg
City Alias NameSAINT PETERSBURG
CountyPinellas
County FIPS103
State FIPS12
Time Zone5
Day Light SavingY
MSA8280
PMSA
CSA
CBSA45300
CBSA_DIV41304
CBSA_TypeMetro
CBSA_NameTampa-St. Petersburg-Clearwater, FL
MSA_NameTampa-St. Petersburg-Clearwater, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1039
Number Of Employees9213
Business First Quarter Payroll89887
Business Annual Payroll409231
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2783243
CBSA Division Population916542
Congressional District13|14
Congressional LandArea186.03|265.4
Delivery Residential14919
Delivery Business1107
Delivery Total18221
Preferred Last Line KeyY22837
Classification Code
Multi-County
CSA Name
CBSA_DIV_NameSt. Petersburg-Clearwater-Largo, FL
City State KeyY22837
Land Area6.536000
Water Area0.121000
City Alias Code
City Mixed CaseSaint Petersburg
City Alias Mixed CaseSaint Petersburg
Box Count0
SFDU12196
MFDU2007
State ANSI12
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number118250
Unique ZIP Name
SSA State County Code10510
Medicare CBSA Code45300
Medicare CBSA NameTampa-St. Petersburg-Clearwater, FL
Medicare CBSA TypeMetro
Market Rating Area ID52
County Mixed CasePinellas

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]