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Homeowners Insurance in 33708

In Saint Petersburg, FL, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 33708 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 33708 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 33708 should appear in the zip code field ready to go.

33708 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Florida, you are going to see rates around the average home insurance premium per year of $1632. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Saint Petersburg home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 33708 Home Insurance Rates Now!

Best 3 Options to Compare in 33708

If you want homeowners insurance quotes within the city of Saint Petersburg or in the 33708 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Saint Petersburg, FL.

33708 Home Insurance Average Premiums

Local 33708 homeowners insurance quotes comparison

$1382 /yr.

Shows Zip Code: 33708 lowest rates with discounts applied on average.

For the 33708, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1382 /yr.
Average Coverage:$1632 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1932 /yr.

What is the average home insurance cost for a home in 33708?

  • • The average homeowners insurance premium paid annually for a home in 33708 is around $1632 per year.

What does it cost on average per month for home insurance in 33708?

  • • Homeowners in 33708 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 33708?

  • • Autoowners in 33708 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Petersburg area, check out other zip codes nearby 33708.
Review average rates in another zip code:
33701 homeowners insurance rates
33709 homeowners insurance rates
33708 homeowners insurance rates
33716 homeowners insurance rates
33703 homeowners insurance rates
33704 homeowners insurance rates
33711 homeowners insurance rates
33713 homeowners insurance rates
33710 homeowners insurance rates
33702 homeowners insurance rates

Home Replacement Cost Coverage in 33708

Average Building Cost Per Square Foot in 33708: $167

Location: Saint Petersburg, Florida (Pinellas County)

Average Square Footage in 33708: 2,175 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33708 before you start any project. Saint Petersburg homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33708 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33708 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,175 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Petersburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,175$363,300
Additional Upgrades & Added Features$2092,175$454,125
Major Home Updates or Advancements$2512,175$544,950

It's important to understand that when you estimate your replacement cost of your home in the 33708 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33708

Best Home & Auto Insurance Agencies in 33708

Housing Demographics for 33708

Population Review for 33708 Zip Code

For the city of Saint Petersburg, the population within 33708 has increased to over 17,908 residents in population size. The current population total is 16,034. We have broken down the population based on race below. In 33708, there are over 7747 in male population and 8287 females.

PopulationValues
Total Population16,034
White Population14273
Black Population235
Hispanic Population891
Asian Population272
Hawaiian Population2
Indian Population43
Other Population193
Male Population7747
Female Population8287
Population Estimate17908

Household Data for 33708

The average number of homes in 33708 is around 8,583, there are an average of 1.87 per household. The average house value according to local real estate values is around $363,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,583
Persons Per Household1.87
Average House Value$363,300
Income Per Household$66959
Median Age59.8
Median Age Male59.3
Median Age Female60.2
33708 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationST PETERSBURG
Area Code727
CitySaint Petersburg
City Alias NameSAINT PETERSBURG
CountyPinellas
County FIPS103
State FIPS12
Time Zone5
Day Light SavingY
MSA8280
PMSA
CSA
CBSA45300
CBSA_DIV41304
CBSA_TypeMetro
CBSA_NameTampa-St. Petersburg-Clearwater, FL
MSA_NameTampa-St. Petersburg-Clearwater, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses558
Number Of Employees4676
Business First Quarter Payroll32282
Business Annual Payroll143467
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2783243
CBSA Division Population916542
Congressional District13
Congressional LandArea186.03
Delivery Residential9577
Delivery Business535
Delivery Total10263
Preferred Last Line KeyY22837
Classification Code
Multi-County
CSA Name
CBSA_DIV_NameSt. Petersburg-Clearwater-Largo, FL
City State KeyY22837
Land Area3.406000
Water Area4.505000
City Alias Code
City Mixed CaseSaint Petersburg
City Alias Mixed CaseSaint Petersburg
Box Count0
SFDU5629
MFDU3468
State ANSI12
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number118250
Unique ZIP Name
SSA State County Code10510
Medicare CBSA Code45300
Medicare CBSA NameTampa-St. Petersburg-Clearwater, FL
Medicare CBSA TypeMetro
Market Rating Area ID52
County Mixed CasePinellas

Florida Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]