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Home Insurance Rates in 33133

For homeowners shopping online in 33133, our insurance rates are very competitive for homeowners living in Miami, FL. Many homeowners based out of the great city of Miami have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 33133, simply click the "Get Multiple Quotes Now" button. Your 33133 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Miami, FL Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

33133 Home Insurance Rating is: Very High!

If you live in 33133, you can easily save up to 40% off the average home insurance premium of $1613 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Miami can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 33133 today!

Get Multiple Home Insurance Rates in 33133!

33133 Home Insurance Average Premiums

Local 33133 homeowners insurance quotes comparison

$1363 /yr.

Shows Zip Code: 33133 lowest rates with discounts applied on average.

For the 33133, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1363 /yr.
Average Coverage:$1613 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1913 /yr.

What is the average home insurance cost for a home in 33133?

  • • The average homeowners insurance premium paid annually for a home in 33133 is around $1613 per year.

What does it cost on average per month for home insurance in 33133?

  • • Homeowners in 33133 pay a monthly average cost per month around $134.00.

What kind of discount could I get if I combine my home and auto insurance together in 33133?

  • • Autoowners in 33133 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Miami area, check out other zip codes nearby 33133.
Review average rates in another zip code:
33142 homeowners insurance rates
33174 homeowners insurance rates
33161 homeowners insurance rates
33189 homeowners insurance rates
33178 homeowners insurance rates
33181 homeowners insurance rates
33173 homeowners insurance rates
33132 homeowners insurance rates
33185 homeowners insurance rates
33137 homeowners insurance rates

Home Replacement Cost Coverage in 33133

Average Building Cost Per Square Foot in 33133: $167

Location: Miami, Florida (Miami-dade County)

Average Square Footage in 33133: 4,301 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33133 before you start any project. Miami homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33133 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33133 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,301 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Miami area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1674,301$718,200
Additional Upgrades & Added Features$2094,301$897,750
Major Home Updates or Advancements$2514,301$1,077,300

It's important to understand that when you estimate your replacement cost of your home in the 33133 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33133

Best Home & Auto Insurance Agencies in 33133

A-One Budget Insurance Inc

Address: 2809 Bird Ave Miami, FL 33133
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 3111 SW 27th Ave Miami, FL 33133
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Alvarez, Marcia - Pinnacle Insurance Group Incorporated

Address: 2525 Southwest 27th Avenue #100 Miami, FL 33133
Phone:
Website: http://www.pinnacleins.org/
Info:

Allstate Insurance Companies - Sales Offices- Miami Shores

Address: 2780 SW 37th Ave, Ste 200 Coconut Grove, FL 33133
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 33133

Population Review for 33133 Zip Code

For the city of Miami, the population within 33133 has increased to over 38,649 residents in population size. The current population total is 34,141. We have broken down the population based on race below. In 33133, there are over 16416 in male population and 17725 females.

PopulationValues
Total Population34,141
White Population15790
Black Population2678
Hispanic Population18468
Asian Population520
Hawaiian Population6
Indian Population82
Other Population2733
Male Population16416
Female Population17725
Population Estimate38649

Household Data for 33133

The average number of homes in 33133 is around 14,789, there are an average of 2.30 per household. The average house value according to local real estate values is around $718,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,789
Persons Per Household2.30
Average House Value$718,200
Income Per Household$76560
Median Age43.4
Median Age Male42.0
Median Age Female44.6
33133 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code305
CityMiami
City Alias NameMIAMI
CountyMiami-dade
County FIPS086
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA5000
CSA370
CBSA33100
CBSA_DIV33124
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameMiami, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1720
Number Of Employees14537
Business First Quarter Payroll340191
Business Annual Payroll1237101
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population2496435
Congressional District27
Congressional LandArea208.84
Delivery Residential16804
Delivery Business1227
Delivery Total17934
Preferred Last Line KeyY22388
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameMiami-Miami Beach-Kendall, FL
City State KeyY22388
Land Area4.162000
Water Area2.466000
City Alias Code
City Mixed CaseMiami
City Alias Mixed CaseMiami
Box Count0
SFDU8708
MFDU7525
State ANSI12
County ANSI086
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number115850
Unique ZIP Name
SSA State County Code10120
Medicare CBSA Code33124
Medicare CBSA NameMiami-Miami Beach-Kendall, FL
Medicare CBSA TypeMetro
Market Rating Area ID43
County Mixed CaseMiami-Dade

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]