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Searching for Homeowners Insurance in 33125

If you are a homeowners that lives in 33125 you may be searching for more affordable homeowners insurance in Miami. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Miami, FL. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Florida licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 33125 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Miami, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 33125 Home Insurance Costs: very high!

In Miami, homeowners are paying roughly $1688 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 33125 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Miami are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 33125 policy right now!

33125 Home Insurance Average Premiums

Local 33125 homeowners insurance quotes comparison

$1438 /yr.

Shows Zip Code: 33125 lowest rates with discounts applied on average.

For the 33125, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1438 /yr.
Average Coverage:$1688 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1988 /yr.

What is the average home insurance cost for a home in 33125?

  • • The average homeowners insurance premium paid annually for a home in 33125 is around $1688 per year.

What does it cost on average per month for home insurance in 33125?

  • • Homeowners in 33125 pay a monthly average cost per month around $141.00.

What kind of discount could I get if I combine my home and auto insurance together in 33125?

  • • Autoowners in 33125 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Miami area, check out other zip codes nearby 33125.
Review average rates in another zip code:
33174 homeowners insurance rates
33150 homeowners insurance rates
33175 homeowners insurance rates
33133 homeowners insurance rates
33134 homeowners insurance rates
33182 homeowners insurance rates
33135 homeowners insurance rates
33180 homeowners insurance rates
33176 homeowners insurance rates
33181 homeowners insurance rates

Home Replacement Cost Coverage in 33125

Average Building Cost Per Square Foot in 33125: $167

Location: Miami, Florida (Miami-dade County)

Average Square Footage in 33125: 1,732 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33125 before you start any project. Miami homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33125 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33125 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,732 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Miami area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,732$289,200
Additional Upgrades & Added Features$2091,732$361,500
Major Home Updates or Advancements$2511,732$433,800

It's important to understand that when you estimate your replacement cost of your home in the 33125 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33125

Admiral Insurance Inc

Address: 17340 Northwest 27th Avenue Miami, FL 33125
Phone: (305)621-2939
Website:

Best Home & Auto Insurance Agencies in 33125

Admiral Insurance Inc

Address: 17340 NW 27th Ave Miami, FL 33125
Phone:
Website:
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Assurance Associated of Inc

Address: 2847 NW 7th St Miami, FL 33125
Phone:
Website:
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Allstate Insurance - Ralph E. Leiva

Address: 3170 NW 7th St Miami, FL 33125
Phone:
Website:
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A Superior Insurance Agency Inc

Address: 1761 NW 7th St Miami, FL 33125
Phone:
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AMCO Insurance

Address: 787 NW 37th Ave Miami, FL 33125
Phone:
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Housing Demographics for 33125

Population Review for 33125 Zip Code

For the city of Miami, the population within 33125 has increased to over 53,718 residents in population size. The current population total is 53,507. We have broken down the population based on race below. In 33125, there are over 26556 in male population and 26951 females.

PopulationValues
Total Population53,507
White Population14076
Black Population2329
Hispanic Population48332
Asian Population310
Hawaiian Population4
Indian Population253
Other Population10849
Male Population26556
Female Population26951
Population Estimate53718

Household Data for 33125

The average number of homes in 33125 is around 19,833, there are an average of 2.64 per household. The average house value according to local real estate values is around $289,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,833
Persons Per Household2.64
Average House Value$289,200
Income Per Household$33172
Median Age42.5
Median Age Male40.5
Median Age Female44.9
33125 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code305/786
CityMiami
City Alias NameMIAMI
CountyMiami-dade
County FIPS086
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA5000
CSA370
CBSA33100
CBSA_DIV33124
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameMiami, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses831
Number Of Employees9680
Business First Quarter Payroll145839
Business Annual Payroll657752
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population2496435
Congressional District26|27
Congressional LandArea2098.66|208.84
Delivery Residential20348
Delivery Business1064
Delivery Total21275
Preferred Last Line KeyY22388
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameMiami-Miami Beach-Kendall, FL
City State KeyY22388
Land Area3.918000
Water Area0.134000
City Alias Code
City Mixed CaseMiami
City Alias Mixed CaseMiami
Box Count0
SFDU8492
MFDU10848
State ANSI12
County ANSI086
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number115850
Unique ZIP Name
SSA State County Code10120
Medicare CBSA Code33124
Medicare CBSA NameMiami-Miami Beach-Kendall, FL
Medicare CBSA TypeMetro
Market Rating Area ID43
County Mixed CaseMiami-Dade

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]