Get multiple home insurance quotes in 33016. Our licensed 33016, FL agents are ready to serve you.

Compare 33016 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 33016 area? The average homeowners premium in Florida for a standard homeowners policy is around $1,573/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 33016 zip code, the population size is around 45,714 with 15,384 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 33016.

Please give us a call now at 1-888-685-4704, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Hialeah, FL Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. FL RateDiscountsSavingsShop Rates
$2,165up to 40% off$866

33016 Home Insurance Average Premiums

Local 33016 homeowners insurance quotes comparison

$1323 /yr.

Shows Zip Code: 33016 lowest rates with discounts applied on average.

For the 33016, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1323 /yr.
Average Coverage:$1573 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1873 /yr.

What is the average home insurance cost for a home in 33016?

  • • The average homeowners insurance premium paid annually for a home in 33016 is around $1573 per year.

What does it cost on average per month for home insurance in 33016?

  • • Homeowners in 33016 pay a monthly average cost per month around $131.00.

What kind of discount could I get if I combine my home and auto insurance together in 33016?

  • • Autoowners in 33016 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hialeah area, check out other zip codes nearby 33016.
Review average rates in another zip code:
33013 homeowners insurance rates
33016 homeowners insurance rates
33014 homeowners insurance rates
33012 homeowners insurance rates
33010 homeowners insurance rates
33015 homeowners insurance rates
33018 homeowners insurance rates

Home Replacement Cost Coverage in 33016

Average Building Cost Per Square Foot in 33016: $167

Location: Hialeah, Florida (Miami-dade County)

Average Square Footage in 33016: 1,398 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33016 before you start any project. Hialeah homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33016 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33016 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,398 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hialeah area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,398$233,500
Additional Upgrades & Added Features$2091,398$291,875
Major Home Updates or Advancements$2511,398$350,250

It's important to understand that when you estimate your replacement cost of your home in the 33016 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33016

Best Home & Auto Insurance Agencies in 33016

Allstate Insurance Companies

Address: 8000 Governors Square Blvd Miami Lakes, FL 33016
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Beverly Crawford Ins Agcy Inc

Address: 8185 NW 155th St Miami Lakes, FL 33016
Phone:
Website:
Info:

Marilin Ruiz - Allstate Agent

Address: 14353 Commerce Way Hialeah, FL 33016
Phone:
Website: http://www.allstateagencies.com/marilinruiz/Welcome/
Info:

Allstate Insurance - Todd Tomlinson

Address: 8002 NW 154th St Hialeah, FL 33016
Phone:
Website:
Info:

ESTRELLA INSURANCE

Address: 5985 West 25th Court #106 Hialeah, FL 33016
Phone:
Website: http://www.estrellainsurance.com/
Info:

Housing Demographics for 33016

Population Review for 33016 Zip Code

For the city of Hialeah, the population within 33016 has increased to over 45,965 residents in population size. The current population total is 45,714. We have broken down the population based on race below. In 33016, there are over 21562 in male population and 24152 females.

PopulationValues
Total Population45,714
White Population11018
Black Population518
Hispanic Population42372
Asian Population342
Hawaiian Population2
Indian Population76
Other Population6776
Male Population21562
Female Population24152
Population Estimate45965

Household Data for 33016

The average number of homes in 33016 is around 15,384, there are an average of 2.96 per household. The average house value according to local real estate values is around $233,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,384
Persons Per Household2.96
Average House Value$233,500
Income Per Household$50418
Median Age44.0
Median Age Male41.5
Median Age Female45.8
33016 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code305/786
CityHialeah
City Alias NameHIALEAH
CountyMiami-dade
County FIPS086
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA5000
CSA370
CBSA33100
CBSA_DIV33124
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameMiami, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2044
Number Of Employees19630
Business First Quarter Payroll249121
Business Annual Payroll951567
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population2496435
Congressional District26
Congressional LandArea2098.66
Delivery Residential15529
Delivery Business3434
Delivery Total26714
Preferred Last Line KeyY22026
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameMiami-Miami Beach-Kendall, FL
City State KeyY22026
Land Area4.184000
Water Area0.500000
City Alias Code
City Mixed CaseHialeah
City Alias Mixed CaseHialeah
Box Count215
SFDU3470
MFDU3472
State ANSI12
County ANSI086
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113825
Unique ZIP Name
SSA State County Code10120
Medicare CBSA Code33124
Medicare CBSA NameMiami-Miami Beach-Kendall, FL
Medicare CBSA TypeMetro
Market Rating Area ID43
County Mixed CaseMiami-Dade

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]