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33015 Homeowners Insurance Quotes & Rates

Hialeah residents living within the 22,182 homes available in the zip code of 33015 are shopping online to compare cheaper and more affordable Hialeah, FL home insurance rates. In the great city of Hialeah, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Florida is around $1,653 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 33015 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 33015 home insurance rates today! Please give us a call now at 1-888-685-4704. For Hialeah, FL Homeowners Insurance Quotes, Click to easily get started!

33015 Home Insurance Average Premiums

Local 33015 homeowners insurance quotes comparison

$1403 /yr.

Shows Zip Code: 33015 lowest rates with discounts applied on average.

For the 33015, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1403 /yr.
Average Coverage:$1653 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1953 /yr.

What is the average home insurance cost for a home in 33015?

  • • The average homeowners insurance premium paid annually for a home in 33015 is around $1653 per year.

What does it cost on average per month for home insurance in 33015?

  • • Homeowners in 33015 pay a monthly average cost per month around $138.00.

What kind of discount could I get if I combine my home and auto insurance together in 33015?

  • • Autoowners in 33015 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hialeah area, check out other zip codes nearby 33015.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 33015

Average Building Cost Per Square Foot in 33015: $167

Location: Hialeah, Florida (Miami-dade County)

Average Square Footage in 33015: 1,837 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33015 before you start any project. Hialeah homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33015 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33015 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,837 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hialeah area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,837$306,700
Additional Upgrades & Added Features$2091,837$383,375
Major Home Updates or Advancements$2511,837$460,050

It's important to understand that when you estimate your replacement cost of your home in the 33015 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33015

Best Home & Auto Insurance Agencies in 33015

Best Choice Insurance Agency Group Incorporated

Address: 17670 Northwest 78th Avenue #107 Hialeah, FL 33015
Phone:
Website: http://www.bestchoiceinsuranceagency.com/
Info:

Allstate Insurance-Trujillo Insurance Agency Inc

Address: 6826 NW 169th St Hialeah, FL 33015
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Tonya B Turner Ins Agency Inc - State Farm Insurance Agent

Address: 18590 NW 67th Ave, #200a Hialeah, FL 33015
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=596679
Info:

Baker-turner- Tonya

Address: 18590 NW 67th Ave Hialeah, FL 33015
Phone:
Website:
Info:

Estrella Insurance Incorporated

Address: 7480 Northwest 186 Street Hialeah, FL 33015
Phone:
Website: http://www.estrellainsurance.com/
Info:

Housing Demographics for 33015

Population Review for 33015 Zip Code

For the city of Hialeah, the population within 33015 has increased to over 64,575 residents in population size. The current population total is 65,645. We have broken down the population based on race below. In 33015, there are over 30735 in male population and 34910 females.

PopulationValues
Total Population65,645
White Population16295
Black Population4034
Hispanic Population56213
Asian Population965
Hawaiian Population7
Indian Population184
Other Population10609
Male Population30735
Female Population34910
Population Estimate64575

Household Data for 33015

The average number of homes in 33015 is around 22,182, there are an average of 2.95 per household. The average house value according to local real estate values is around $306,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22,182
Persons Per Household2.95
Average House Value$306,700
Income Per Household$61784
Median Age39.0
Median Age Male36.7
Median Age Female41.0
33015 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code305/786
CityHialeah
City Alias NameHIALEAH
CountyMiami-dade
County FIPS086
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA5000
CSA370
CBSA33100
CBSA_DIV33124
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameMiami, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1197
Number Of Employees7919
Business First Quarter Payroll69198
Business Annual Payroll294645
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population2496435
Congressional District26
Congressional LandArea2098.66
Delivery Residential21890
Delivery Business1029
Delivery Total25472
Preferred Last Line KeyY22026
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameMiami-Miami Beach-Kendall, FL
City State KeyY22026
Land Area5.886000
Water Area0.627000
City Alias Code
City Mixed CaseHialeah
City Alias Mixed CaseHialeah
Box Count0
SFDU6343
MFDU5755
State ANSI12
County ANSI086
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113825
Unique ZIP Name
SSA State County Code10120
Medicare CBSA Code33124
Medicare CBSA NameMiami-Miami Beach-Kendall, FL
Medicare CBSA TypeMetro
Market Rating Area ID43
County Mixed CaseMiami-Dade

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]