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32819 Home Insurance Rates & Premiums

Did you know there are over 30,857 people living within the 32819 zip code area? There are over 12,001 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 32819.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-888-685-4704, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Florida are on the rise. The estimated average premium is around $1,635 a year for a standard homeowners insurance policy in Orlando. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Orlando, FL Homeowners Insurance Quotes Online

32819 Home Insurance Average Premiums

Local 32819 homeowners insurance quotes comparison

$1385 /yr.

Shows Zip Code: 32819 lowest rates with discounts applied on average.

For the 32819, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1385 /yr.
Average Coverage:$1635 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1935 /yr.

What is the average home insurance cost for a home in 32819?

  • • The average homeowners insurance premium paid annually for a home in 32819 is around $1635 per year.

What does it cost on average per month for home insurance in 32819?

  • • Homeowners in 32819 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 32819?

  • • Autoowners in 32819 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Orlando area, check out other zip codes nearby 32819.
Review average rates in another zip code:
32818 homeowners insurance rates
32807 homeowners insurance rates
32824 homeowners insurance rates
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32803 homeowners insurance rates
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32822 homeowners insurance rates
32839 homeowners insurance rates
32835 homeowners insurance rates
32805 homeowners insurance rates

Home Replacement Cost Coverage in 32819

Average Building Cost Per Square Foot in 32819: $167

Location: Orlando, Florida (Orange County)

Average Square Footage in 32819: 2,180 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32819 before you start any project. Orlando homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32819 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32819 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,180 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Orlando area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,180$364,100
Additional Upgrades & Added Features$2092,180$455,125
Major Home Updates or Advancements$2512,180$546,150

It's important to understand that when you estimate your replacement cost of your home in the 32819 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32819

Allegiance Insurance Group of Florida Inc

Address: 5728 Major Boulevard Suite 311 Orlando, FL 32819
Phone: (407)351-0064
Website: www.freehomeownerquote.com

Best Home & Auto Insurance Agencies in 32819

State Farm Insurance

Address: 7625 W Sand Lake Rd Orlando, FL 32819
Phone:
Website: http://www.statefarm.com/
Info:

Allstate Insurance Companies

Address: 7657 Turkey Lake Rd Orlando, FL 32819
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Harry Levine Insurance

Address: 7587 W Sand Lake Rd Orlando, FL 32819
Phone:
Website: http://www.harrylevineinsurance.com/
Info:

Housing Demographics for 32819

Population Review for 32819 Zip Code

For the city of Orlando, the population within 32819 has increased to over 36,678 residents in population size. The current population total is 30,857. We have broken down the population based on race below. In 32819, there are over 15096 in male population and 15761 females.

PopulationValues
Total Population30,857
White Population17020
Black Population3472
Hispanic Population6290
Asian Population2817
Hawaiian Population61
Indian Population74
Other Population2295
Male Population15096
Female Population15761
Population Estimate36678

Household Data for 32819

The average number of homes in 32819 is around 12,001, there are an average of 2.52 per household. The average house value according to local real estate values is around $364,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,001
Persons Per Household2.52
Average House Value$364,100
Income Per Household$76218
Median Age39.6
Median Age Male38.5
Median Age Female40.7
32819 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code407/689/321
CityOrlando
City Alias NameORLANDO
CountyOrange
County FIPS095
State FIPS12
Time Zone5
Day Light SavingY
MSA5960
PMSA
CSA422
CBSA36740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOrlando-Kissimmee-Sanford, FL
MSA_NameOrlando, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3056
Number Of Employees90572
Business First Quarter Payroll1265110
Business Annual Payroll5226395
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2134411
CBSA Division Population0
Congressional District10|11
Congressional LandArea1129.32|2509.88
Delivery Residential14555
Delivery Business2656
Delivery Total19480
Preferred Last Line KeyY22611
Classification Code
Multi-County
CSA NameOrlando-Lakeland-Deltona, FL
CBSA_DIV_Name
City State KeyY22611
Land Area20.666000
Water Area3.336000
City Alias Code
City Mixed CaseOrlando
City Alias Mixed CaseOrlando
Box Count0
SFDU6898
MFDU5320
State ANSI12
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number116915
Unique ZIP Name
SSA State County Code10470
Medicare CBSA Code36740
Medicare CBSA NameOrlando-Kissimmee-Sanford, FL
Medicare CBSA TypeMetro
Market Rating Area ID48
County Mixed CaseOrange

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]