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32701, FL Homeowners Insurance Rates

With a population size of 23,265 and with 10,580 occupied homes in the 32701 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Altamonte Springs, FL are around $1,635 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Altamonte Springs, Florida. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-888-685-4704 so we can help you review rates today!

It's important to know that if your Florida home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Altamonte Springs, FL.

For Florida home insurance information, including average Altamonte Springs home insurance rates, coverage options or the different homeowners insurance types, please select Altamonte Springs, FL Home Insurance Quotes Now!

32701 Home Insurance Average Premiums

Local 32701 homeowners insurance quotes comparison

$1385 /yr.

Shows Zip Code: 32701 lowest rates with discounts applied on average.

For the 32701, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1385 /yr.
Average Coverage:$1635 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1935 /yr.

What is the average home insurance cost for a home in 32701?

  • • The average homeowners insurance premium paid annually for a home in 32701 is around $1635 per year.

What does it cost on average per month for home insurance in 32701?

  • • Homeowners in 32701 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 32701?

  • • Autoowners in 32701 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Altamonte Springs area, check out other zip codes nearby 32701.
Review average rates in another zip code:
32714 homeowners insurance rates
32701 homeowners insurance rates

Home Replacement Cost Coverage in 32701

Average Building Cost Per Square Foot in 32701: $167

Location: Altamonte Springs, Florida (Seminole County)

Average Square Footage in 32701: 1,211 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32701 before you start any project. Altamonte Springs homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32701 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32701 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,211 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Altamonte Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,211$202,300
Additional Upgrades & Added Features$2091,211$252,875
Major Home Updates or Advancements$2511,211$303,450

It's important to understand that when you estimate your replacement cost of your home in the 32701 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32701

Best Home & Auto Insurance Agencies in 32701

Allstate Insurance Company - Todd Tomlinson

Address: 258 East Altamonte Drive Altamonte Springs, FL 32701
Phone:
Website: http://www.allstateagencies.com/003767?cid=OTC-YP.com-IYP&att=TL
Info:

All Purpose Insurance Inc

Address: 434 436 Shells Landi Altamonte Springs, FL 32701
Phone:
Website:
Info:

Allstate Insurance - Rhonda Dematteis

Address: 622 Maitland Ave Altamonte Springs, FL 32701
Phone:
Website:
Info:

A Aabsolute Auto Insurance World

Address: 995 Florida Blvd, #434 Altamonte Springs, FL 32701
Phone:
Website:
Info:

AAAH Auto Cash Register Auto Insurance - Altamonte Springs

Address: 1299 E Altamonte Dr Altamonte Springs, FL 32701
Phone:
Website: http://www.cashregister.com
Info:

Housing Demographics for 32701

Population Review for 32701 Zip Code

For the city of Altamonte Springs, the population within 32701 has increased to over 23,611 residents in population size. The current population total is 23,265. We have broken down the population based on race below. In 32701, there are over 10916 in male population and 12349 females.

PopulationValues
Total Population23,265
White Population13043
Black Population3990
Hispanic Population6098
Asian Population744
Hawaiian Population23
Indian Population98
Other Population1924
Male Population10916
Female Population12349
Population Estimate23611

Household Data for 32701

The average number of homes in 32701 is around 10,580, there are an average of 2.18 per household. The average house value according to local real estate values is around $202,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,580
Persons Per Household2.18
Average House Value$202,300
Income Per Household$60212
Median Age40.0
Median Age Male37.6
Median Age Female42.6
32701 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationALTAMONTE SPG
Area Code407/689
CityAltamonte Springs
City Alias NameALTAMONTE SPRINGS
CountySeminole
County FIPS117
State FIPS12
Time Zone5
Day Light SavingY
MSA5960
PMSA
CSA422
CBSA36740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOrlando-Kissimmee-Sanford, FL
MSA_NameOrlando, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1022
Number Of Employees14139
Business First Quarter Payroll158520
Business Annual Payroll695219
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2134411
CBSA Division Population0
Congressional District07
Congressional LandArea513.58
Delivery Residential10831
Delivery Business944
Delivery Total11430
Preferred Last Line KeyY21355
Classification Code
Multi-County
CSA NameOrlando-Lakeland-Deltona, FL
CBSA_DIV_Name
City State KeyY21355
Land Area5.633000
Water Area0.613000
City Alias Code
City Mixed CaseAltamonte Springs
City Alias Mixed CaseAltamonte Springs
Box Count0
SFDU4918
MFDU2803
State ANSI12
County ANSI117
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number110060
Unique ZIP Name
SSA State County Code10580
Medicare CBSA Code36740
Medicare CBSA NameOrlando-Kissimmee-Sanford, FL
Medicare CBSA TypeMetro
Market Rating Area ID57
County Mixed CaseSeminole

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]