Get multiple home insurance quotes in 32463. Our licensed 32463, FL agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 32463

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 32463, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Wausau, FL from a list of top tier nationwide insurers.

Our Florida licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 32463 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 32463

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Wausau, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

32463 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Wausau we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 32463, homeowners are seeing rates around 1632 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 32463!

32463 Home Insurance Average Premiums

Local 32463 homeowners insurance quotes comparison

$1382 /yr.

Shows Zip Code: 32463 lowest rates with discounts applied on average.

For the 32463, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1382 /yr.
Average Coverage:$1632 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1932 /yr.

What is the average home insurance cost for a home in 32463?

  • • The average homeowners insurance premium paid annually for a home in 32463 is around $1632 per year.

What does it cost on average per month for home insurance in 32463?

  • • Homeowners in 32463 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 32463?

  • • Autoowners in 32463 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wausau area, check out other zip codes nearby 32463.
Review average rates in another zip code:
32463 homeowners insurance rates

Home Replacement Cost Coverage in 32463

Average Building Cost Per Square Foot in 32463: $167

Location: Wausau, Florida (Washington County)

Average Square Footage in 32463: 907 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32463 before you start any project. Wausau homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32463 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32463 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 907 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wausau area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167907$151,400
Additional Upgrades & Added Features$209907$189,250
Major Home Updates or Advancements$251907$227,100

It's important to understand that when you estimate your replacement cost of your home in the 32463 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32463

Best Home & Auto Insurance Agencies in 32463

Housing Demographics for 32463

Population Review for 32463 Zip Code

For the city of Wausau, the population within 32463 has increased to over 0 residents in population size. The current population total is 166. We have broken down the population based on race below. In 32463, there are over 94 in male population and 72 females.

PopulationValues
Total Population166
White Population141
Black Population4
Hispanic Population10
Asian Population1
Hawaiian Population0
Indian Population0
Other Population1
Male Population94
Female Population72
Population Estimate0

Household Data for 32463

The average number of homes in 32463 is around 64, there are an average of 2.59 per household. The average house value according to local real estate values is around $151,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode64
Persons Per Household2.59
Average House Value$151,400
Income Per Household$45250
Median Age46.0
Median Age Male41.8
Median Age Female48.0
32463 DetailsValues
StateFL
State Full NameFlorida
City TypeZ
City Alias Abbreviation
Area Code850/448
CityWausau
City Alias NameWAUSAU
CountyWashington
County FIPS133
State FIPS12
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA37460
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePanama City-Panama City Beach, FL
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees29
Business First Quarter Payroll316
Business Annual Payroll1283
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population168852
CBSA Division Population0
Congressional District02
Congressional LandArea8613.58
Delivery Residential0
Delivery Business0
Delivery Total179
Preferred Last Line KeyY23202
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY23202
Land Area0.450000
Water Area0.000000
City Alias Code
City Mixed CaseWausau
City Alias Mixed CaseWausau
Box Count144
SFDU0
MFDU0
State ANSI12
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number119345
Unique ZIP Name
SSA State County Code10660
Medicare CBSA Code99910
Medicare CBSA NameRural Areas in FL
Medicare CBSA TypeMicro
Market Rating Area ID67
County Mixed CaseWashington

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]