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32206 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 32206? Our rates are very competitive for homeowners living in Jacksonville, FL. Many homeowners based out of your 32206 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 32206 should appear in the zip code field ready to go. For Jacksonville, FL Home Insurance Rate Quotes click to review the best rates and service online!

32206 Average Premium is Rated: Very High!

Homeowners living in 32206 can easily save up to 40% off the average home insurance premium of $1613 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Jacksonville that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 32206 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 32206!

32206 Home Insurance Average Premiums

Local 32206 homeowners insurance quotes comparison

$1363 /yr.

Shows Zip Code: 32206 lowest rates with discounts applied on average.

For the 32206, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1363 /yr.
Average Coverage:$1613 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1913 /yr.

What is the average home insurance cost for a home in 32206?

  • • The average homeowners insurance premium paid annually for a home in 32206 is around $1613 per year.

What does it cost on average per month for home insurance in 32206?

  • • Homeowners in 32206 pay a monthly average cost per month around $134.00.

What kind of discount could I get if I combine my home and auto insurance together in 32206?

  • • Autoowners in 32206 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jacksonville area, check out other zip codes nearby 32206.
Review average rates in another zip code:
32220 homeowners insurance rates
32218 homeowners insurance rates
32219 homeowners insurance rates
32217 homeowners insurance rates
32234 homeowners insurance rates
32204 homeowners insurance rates
32244 homeowners insurance rates
32222 homeowners insurance rates
32256 homeowners insurance rates
32223 homeowners insurance rates

Home Replacement Cost Coverage in 32206

Average Building Cost Per Square Foot in 32206: $167

Location: Jacksonville, Florida (Duval County)

Average Square Footage in 32206: 614 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32206 before you start any project. Jacksonville homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32206 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32206 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 614 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jacksonville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167614$102,600
Additional Upgrades & Added Features$209614$128,250
Major Home Updates or Advancements$251614$153,900

It's important to understand that when you estimate your replacement cost of your home in the 32206 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32206

Best Home & Auto Insurance Agencies in 32206

Allstate Insurance Companies

Address: 1790 Florida Ave, #13 Jacksonville, FL 32206
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 32206

Population Review for 32206 Zip Code

For the city of Jacksonville, the population within 32206 has increased to over 18,839 residents in population size. The current population total is 18,283. We have broken down the population based on race below. In 32206, there are over 8920 in male population and 9363 females.

PopulationValues
Total Population18,283
White Population3749
Black Population12997
Hispanic Population905
Asian Population97
Hawaiian Population12
Indian Population46
Other Population329
Male Population8920
Female Population9363
Population Estimate18839

Household Data for 32206

The average number of homes in 32206 is around 7,716, there are an average of 2.34 per household. The average house value according to local real estate values is around $102,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,716
Persons Per Household2.34
Average House Value$102,600
Income Per Household$31783
Median Age37.6
Median Age Male37.6
Median Age Female37.7
32206 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code904
CityJacksonville
City Alias NameJACKSONVILLE
CountyDuval
County FIPS031
State FIPS12
Time Zone5
Day Light SavingY
MSA3600
PMSA
CSA300
CBSA27260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJacksonville, FL
MSA_NameJacksonville, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses458
Number Of Employees6832
Business First Quarter Payroll100629
Business Annual Payroll388171
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1345596
CBSA Division Population0
Congressional District04
Congressional LandArea1875.97
Delivery Residential8051
Delivery Business803
Delivery Total10713
Preferred Last Line KeyY22126
Classification Code
Multi-County
CSA NameJacksonville-Kingsland-Palatka, FL-GA
CBSA_DIV_Name
City State KeyY22126
Land Area6.233000
Water Area1.486000
City Alias Code
City Mixed CaseJacksonville
City Alias Mixed CaseJacksonville
Box Count171
SFDU6352
MFDU676
State ANSI12
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number114380
Unique ZIP Name
SSA State County Code10150
Medicare CBSA Code27260
Medicare CBSA NameJacksonville, FL
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseDuval

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]