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Home Insurance Rates in 32207

For homeowners shopping online in 32207, our insurance rates are very competitive for homeowners living in Jacksonville, FL. Many homeowners based out of the great city of Jacksonville have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 32207, simply click the "Get Multiple Quotes Now" button. Your 32207 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Jacksonville, FL Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

32207 Home Insurance Rating is: Very High!

If you live in 32207, you can easily save up to 40% off the average home insurance premium of $1617 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Jacksonville can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 32207 today!

Get Multiple Home Insurance Rates in 32207!

32207 Home Insurance Average Premiums

Local 32207 homeowners insurance quotes comparison

$1367 /yr.

Shows Zip Code: 32207 lowest rates with discounts applied on average.

For the 32207, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1367 /yr.
Average Coverage:$1617 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1917 /yr.

What is the average home insurance cost for a home in 32207?

  • • The average homeowners insurance premium paid annually for a home in 32207 is around $1617 per year.

What does it cost on average per month for home insurance in 32207?

  • • Homeowners in 32207 pay a monthly average cost per month around $135.00.

What kind of discount could I get if I combine my home and auto insurance together in 32207?

  • • Autoowners in 32207 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jacksonville area, check out other zip codes nearby 32207.
Review average rates in another zip code:
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32223 homeowners insurance rates
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32220 homeowners insurance rates
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32217 homeowners insurance rates
32258 homeowners insurance rates

Home Replacement Cost Coverage in 32207

Average Building Cost Per Square Foot in 32207: $167

Location: Jacksonville, Florida (Duval County)

Average Square Footage in 32207: 1,135 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32207 before you start any project. Jacksonville homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32207 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32207 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,135 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jacksonville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,135$189,500
Additional Upgrades & Added Features$2091,135$236,875
Major Home Updates or Advancements$2511,135$284,250

It's important to understand that when you estimate your replacement cost of your home in the 32207 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32207

Abercrombie Insurance Agency

Address: 1617 Atlantic Boulevard Jacksonville, FL 32207
Phone: (904)396-4404
Website:

Carl Martin Agency Inc.

Address: 2107 Mango Pl Jacksonville, FL 32207
Phone: (904)391-1001
Website:

Best Home & Auto Insurance Agencies in 32207

Cheap Commercial-Auto Insurance Jacksonville FL

Address: 3250 Emerson St Jacksonville, FL 32207
Phone:
Website: http://www.affordableinsuranceofjax.com/
Info:

Bissell & Associates Insurance Inc

Address: 3515 Hendricks Ave Jacksonville, FL 32207
Phone:
Website: http://www.bissellinsurance.com
Info:

Apple Insurance Mall of Southside

Address: 5917 Beach Blvd Jacksonville, FL 32207
Phone:
Website: http://www.appleinsurancemall.com
Info:

Paso, Ed - Paso Insurance Company

Address: 5800 Beach Blvd, #203 Jacksonville, FL 32207
Phone:
Website: http://www.pasoinsurance.com/
Info:

Allstate Insurance Company - William Miller

Address: 4699 Atlantic Blvd Jacksonville, FL 32207
Phone:
Website: http://www.allstateagencies.com/043100?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 32207

Population Review for 32207 Zip Code

For the city of Jacksonville, the population within 32207 has increased to over 41,372 residents in population size. The current population total is 36,207. We have broken down the population based on race below. In 32207, there are over 17829 in male population and 18378 females.

PopulationValues
Total Population36,207
White Population21135
Black Population6156
Hispanic Population5898
Asian Population2584
Hawaiian Population26
Indian Population217
Other Population2550
Male Population17829
Female Population18378
Population Estimate41372

Household Data for 32207

The average number of homes in 32207 is around 15,573, there are an average of 2.31 per household. The average house value according to local real estate values is around $189,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,573
Persons Per Household2.31
Average House Value$189,500
Income Per Household$52846
Median Age39.0
Median Age Male38.3
Median Age Female39.9
32207 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code904
CityJacksonville
City Alias NameJACKSONVILLE
CountyDuval
County FIPS031
State FIPS12
Time Zone5
Day Light SavingY
MSA3600
PMSA
CSA300
CBSA27260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJacksonville, FL
MSA_NameJacksonville, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1830
Number Of Employees34727
Business First Quarter Payroll504398
Business Annual Payroll2168315
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1345596
CBSA Division Population0
Congressional District05
Congressional LandArea1355.03
Delivery Residential17910
Delivery Business2208
Delivery Total20826
Preferred Last Line KeyY22126
Classification Code
Multi-County
CSA NameJacksonville-Kingsland-Palatka, FL-GA
CBSA_DIV_Name
City State KeyY22126
Land Area11.441000
Water Area4.579000
City Alias Code
City Mixed CaseJacksonville
City Alias Mixed CaseJacksonville
Box Count0
SFDU10646
MFDU3017
State ANSI12
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number114380
Unique ZIP Name
SSA State County Code10150
Medicare CBSA Code27260
Medicare CBSA NameJacksonville, FL
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseDuval

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]