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32082 Home Insurance Average Premiums
$1299 /yr.
Shows Zip Code: 32082 lowest rates with discounts applied on average.
For the 32082, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $1299 /yr. |
| Average Coverage: | $1549 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1849 /yr. |
What is the average home insurance cost for a home in 32082?
- • The average homeowners insurance premium paid annually for a home in 32082 is around $1549 per year.
What does it cost on average per month for home insurance in 32082?
- • Homeowners in 32082 pay a monthly average cost per month around $129.00.
What kind of discount could I get if I combine my home and auto insurance together in 32082?
- • Autoowners in 32082 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Ponte Vedra Beach, check out other zip codes nearby 32082.
To review average rates in another zip code, click on a zip code below:
32082 |
Florida Homeowners Insurance News & Information
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Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025
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How to Prepare Before Hurricanes Threaten Florida Posted on Monday 19th May, 2025
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According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]
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2025 List of States Where Finding Home Insurance Is Most Difficult and Why Posted on Tuesday 11th March, 2025
Homeowners insurance is a necessity if you own a home, particularly if you are currently carrying a mortgage. Mortgage lenders require homeowners insurance to protect their investment in your home by always carrying homeowners insurance. If your insurance is cancelled or you are non-renewed it can be a huge problem. As wildfires and major windstorms […]
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Will Citizens Policyholders See a Home Insurance Rate Decrease? Posted on Tuesday 11th March, 2025
Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]
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Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025
Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]