Get multiple home insurance quotes in 80907. Our licensed 80907, CO agents are ready to serve you.

80907 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 80907 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Colorado Springs, CO. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 80907 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Colorado, like average Colorado Springs homeowners insurance rates, coverage options or home insurance types, please select Colorado Springs, CO Home Insurance Rates Online!

80907 Home Insurance Average Premiums

Local 80907 homeowners insurance quotes comparison

$978 /yr.

Shows Zip Code: 80907 lowest rates with discounts applied on average.

For the 80907, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$978 /yr.
Average Coverage:$1228 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1528 /yr.

What is the average home insurance cost for a home in 80907?

  • • The average homeowners insurance premium paid annually for a home in 80907 is around $1228 per year.

What does it cost on average per month for home insurance in 80907?

  • • Homeowners in 80907 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 80907?

  • • Autoowners in 80907 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Colorado Springs area, check out other zip codes nearby 80907.
Review average rates in another zip code:
80913 homeowners insurance rates
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80915 homeowners insurance rates
80908 homeowners insurance rates

Home Replacement Cost Coverage in 80907

Average Building Cost Per Square Foot in 80907: $260

Location: Colorado Springs, Colorado (El Paso County)

Average Square Footage in 80907: 1,023 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80907 before you start any project. Colorado Springs homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80907 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80907 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,023 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Colorado Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,023$266,100
Additional Upgrades & Added Features$3251,023$332,625
Major Home Updates or Advancements$3901,023$399,150

It's important to understand that when you estimate your replacement cost of your home in the 80907 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80907

Best Home & Auto Insurance Agencies in 80907

Allstate Insurance Companies

Address: 3246 Centennial Blvd Colorado Springs, CO 80907
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

American Family Insurance

Address: 1045 Ste M Garden Of The Colorado Springs, CO 80907
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Moore Agency

Address: 308 W Fillmore St, #200 Colorado Springs, CO 80907
Phone:
Website: http://www.mooreagency.net
Info: Moore Agency
Independent Insurance Agency, offering you multiple choices for the best price on the best policy. Insurance, Home Owners Insurance, Fort Wayne, Indiana, Fort Wayne Indiana, Auto Insurance, R.V. Insurance, Low Cost Insurance, Low price insurance, Metlife, Metlife Insurance, Travelers, Travelers Insurance, Kemper, Kemper Insurance, Motorcycle Insurance,

Baldwin- Aileen C - State Farm Insurance Agent

Address: 540 Garden of the Gods Rd Colorado Springs, CO 80907
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Auto Insurance

Address: 3021 N Hancock Ave Colorado Springs, CO 80907
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 80907

Population Review for 80907 Zip Code

For the city of Colorado Springs, the population within 80907 has increased to over 28,593 residents in population size. The current population total is 28,806. We have broken down the population based on race below. In 80907, there are over 14401 in male population and 14405 females.

PopulationValues
Total Population28,806
White Population22085
Black Population1001
Hispanic Population4629
Asian Population499
Hawaiian Population42
Indian Population357
Other Population1608
Male Population14401
Female Population14405
Population Estimate28593

Household Data for 80907

The average number of homes in 80907 is around 13,199, there are an average of 2.13 per household. The average house value according to local real estate values is around $266,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,199
Persons Per Household2.13
Average House Value$266,100
Income Per Household$59412
Median Age40.2
Median Age Male38.3
Median Age Female42.4
80907 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias AbbreviationCOLORADO SPGS
Area Code719
CityColorado Springs
City Alias NameCOLORADO SPRINGS
CountyEl Paso
County FIPS041
State FIPS08
Time Zone7
Day Light SavingY
MSA1720
PMSA
CSA
CBSA17820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColorado Springs, CO
MSA_NameColorado Springs, CO MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1480
Number Of Employees26028
Business First Quarter Payroll510190
Business Annual Payroll1958642
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population645613
CBSA Division Population0
Congressional District05
Congressional LandArea7265.72
Delivery Residential13424
Delivery Business1777
Delivery Total20156
Preferred Last Line KeyZ11196
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ11196
Land Area9.843000
Water Area0.020000
City Alias Code
City Mixed CaseColorado Springs
City Alias Mixed CaseColorado Springs
Box Count0
SFDU8067
MFDU2062
State ANSI08
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number071818
Unique ZIP Name
SSA State County Code06200
Medicare CBSA Code17820
Medicare CBSA NameColorado Springs, CO
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseEl Paso

Colorado Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]