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Quickly Revew Homeowners Insurance in 80012

If you own a home in Aurora, CO you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 80012 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Colorado licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 80012 and start comparing rates now.

80012 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 80012 is $1529 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 80012 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Aurora, CO home insurance quotes in your local city and review the most competitive coverages and premiums.

80012 Home Insurance Average Premiums

Local 80012 homeowners insurance quotes comparison

$1279 /yr.

Shows Zip Code: 80012 lowest rates with discounts applied on average.

For the 80012, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1279 /yr.
Average Coverage:$1529 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1829 /yr.

What is the average home insurance cost for a home in 80012?

  • • The average homeowners insurance premium paid annually for a home in 80012 is around $1529 per year.

What does it cost on average per month for home insurance in 80012?

  • • Homeowners in 80012 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 80012?

  • • Autoowners in 80012 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Aurora, check out other zip codes nearby 80012.
To review average rates in another zip code, click on a zip code below:
80013  |  80016  |  80014  |  80019  |  80045  |  80018  |  80017  |  80010  |  80015  |  80012  | 

Home Replacement Cost Coverage in 80012

Average Building Cost Per Square Foot in 80012: $260

Location: Aurora, Colorado (Arapahoe County)

Average Square Footage in 80012: 1,200 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80012 before you start any project. Aurora homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80012 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80012 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,200 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Aurora area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,200$311,900
Additional Upgrades & Added Features$3251,200$389,875
Major Home Updates or Advancements$3901,200$467,850

It's important to understand that when you estimate your replacement cost of your home in the 80012 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80012

Farmers Insurance Group - Claims- Sales Offices- Chris Kuoni Agency

Address: 12134 East Mississippi Avenue Aurora, CO 80012
Phone: (303)597-0034
Website: www.farmers.com

Allday Agency

Address: 12134 East Mississippi Avenue Aurora, CO 80012
Phone: (303)597-0034
Website:

Seguros Farmers Insurance

Address: 12134 East Mississippi Avenue Aurora, CO 80012
Phone: (303)597-0034
Website: www.farmers.com

Best Home & Auto Insurance Agencies in 80012

Kull Jr- Lloyd C

Address: 390 S Potomac Way Aurora, CO 80012
Phone:
Website:
Info:

Marie Boling- Farmers Insurance

Address: 13743 E Mississippi Ave, Ste 100 Aurora, CO 80012
Phone:
Website: http://www.denver.citysearch.com/profile/663366510/aurora_co/marie_boling_farmers_insurance.html
Info:

Nimmo- Stacy D - State Farm Insurance Agent

Address: 1155 South Havana Market Square Shopping Center Unit 13 Aurora, CO 80012
Phone:
Website:
Info:

Julie Bryant - Allstate Agent

Address: 2600 S Lewis Way, Ste 113 Lakewood, CO 80012
Phone:
Website: http://www.allstateagencies.com/JulieBryant/Welcome/
Info:

Allday Agency

Address: 12134 E Mississippi Ave Aurora, CO 80012
Phone:
Website:
Info:

Housing Demographics for 80012

Population Review for 80012 Zip Code

For the city of Aurora, the population within 80012 has increased to over 50,941 residents in population size. The current population total is 49,897. We have broken down the population based on race below. In 80012, there are over 25090 in male population and 24807 females.

PopulationValues
Total Population49,897
White Population18949
Black Population11688
Hispanic Population16579
Asian Population2693
Hawaiian Population356
Indian Population724
Other Population7807
Male Population25090
Female Population24807
Population Estimate50941

Household Data for 80012

The average number of homes in 80012 is around 19,051, there are an average of 2.60 per household. The average house value according to local real estate values is around $311,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,051
Persons Per Household2.60
Average House Value$311,900
Income Per Household$61380
Median Age34.1
Median Age Male33.2
Median Age Female35.3
80012 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code303/720
CityAurora
City Alias NameAURORA
CountyArapahoe
County FIPS005
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1058
Number Of Employees16660
Business First Quarter Payroll166712
Business Annual Payroll732964
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District01|06
Congressional LandArea189.62|474.66
Delivery Residential19593
Delivery Business1163
Delivery Total24506
Preferred Last Line KeyZ11053
Classification Code
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11053
Land Area7.600000
Water Area0.000000
City Alias Code
City Mixed CaseAurora
City Alias Mixed CaseAurora
Box Count0
SFDU7310
MFDU7802
State ANSI08
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number070495
Unique ZIP Name
SSA State County Code06020
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseArapahoe

Colorado Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]