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Find the lowest Homeowners Insurance Rates in 80010

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 80010, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Aurora, CO from a list of top tier nationwide insurers.

Our Colorado licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 80010 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 80010

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Aurora, CO home insurance quotes in your local city and review the most competitive coverages and premiums.

80010 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Aurora we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 80010, homeowners are seeing rates around 1266 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 80010!

80010 Home Insurance Average Premiums

Local 80010 homeowners insurance quotes comparison

$1016 /yr.

Shows Zip Code: 80010 lowest rates with discounts applied on average.

For the 80010, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1016 /yr.
Average Coverage:$1266 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1566 /yr.

What is the average home insurance cost for a home in 80010?

  • • The average homeowners insurance premium paid annually for a home in 80010 is around $1266 per year.

What does it cost on average per month for home insurance in 80010?

  • • Homeowners in 80010 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 80010?

  • • Autoowners in 80010 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Aurora, check out other zip codes nearby 80010.
To review average rates in another zip code, click on a zip code below:
80015  |  80011  |  80018  |  80045  |  80010  |  80019  |  80012  |  80013  |  80016  |  80014  | 

Home Replacement Cost Coverage in 80010

Average Building Cost Per Square Foot in 80010: $260

Location: Aurora, Colorado (Arapahoe County)

Average Square Footage in 80010: 1,205 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80010 before you start any project. Aurora homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80010 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80010 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,205 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Aurora area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,205$313,400
Additional Upgrades & Added Features$3251,205$391,750
Major Home Updates or Advancements$3901,205$470,100

It's important to understand that when you estimate your replacement cost of your home in the 80010 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80010

Best Home & Auto Insurance Agencies in 80010

Mark Peter Insur Agency Inc - State Farm Insurance Agent

Address: 12100 E Iliff Ave Aurora, CO 80010
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/mark_peter_insur_agcy_inc___state_farm_insurance_agent-b2344693&mkt=63801
Info:

Innovative Agencies

Address: 4235 W Rutgers Pl Denver, CO 80010
Phone:
Website:
Info:

Barnwell Insurance Agency

Address: 7500 W Mississippi Ave, Ste E122 Lakewood, CO 80010
Phone:
Website: http://www.yourinsurancefamily.com/
Info:

Colling Insurance Services Incorporated

Address: 777 S Wadsworth Blvd, #1-100 Lakewood, CO 80010
Phone:
Website: http://www.collinginsurance1.com/
Info:

James Hoyt-Farmers Insurance

Address: 2750 S Wadsworth Blvd, #C102 Denver, CO 80010
Phone:
Website: http://www.farmersagent.com/jhoyt/
Info:

Housing Demographics for 80010

Population Review for 80010 Zip Code

For the city of Aurora, the population within 80010 has increased to over 42,754 residents in population size. The current population total is 42,303. We have broken down the population based on race below. In 80010, there are over 22212 in male population and 20091 females.

PopulationValues
Total Population42,303
White Population12712
Black Population6525
Hispanic Population22048
Asian Population2779
Hawaiian Population180
Indian Population1040
Other Population11577
Male Population22212
Female Population20091
Population Estimate42754

Household Data for 80010

The average number of homes in 80010 is around 14,015, there are an average of 2.93 per household. The average house value according to local real estate values is around $313,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,015
Persons Per Household2.93
Average House Value$313,400
Income Per Household$51196
Median Age31.8
Median Age Male32.0
Median Age Female31.7
80010 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code720/303
CityAurora
City Alias NameAURORA
CountyArapahoe
County FIPS005
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses626
Number Of Employees6384
Business First Quarter Payroll68202
Business Annual Payroll305237
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District06
Congressional LandArea474.66
Delivery Residential14592
Delivery Business857
Delivery Total19885
Preferred Last Line KeyZ11053
Classification Code
Multi-CountyY
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11053
Land Area5.139000
Water Area0.001000
City Alias Code
City Mixed CaseAurora
City Alias Mixed CaseAurora
Box Count0
SFDU8922
MFDU4394
State ANSI08
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number070495
Unique ZIP Name
SSA State County Code06020
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseArapahoe

Colorado Homeowners Insurance News & Information

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]