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91917 Home Insurance Rates & Premiums

Did you know there are over 1,126 people living within the 91917 zip code area? There are over 329 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 91917.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in California are on the rise. The estimated average premium is around $903 a year for a standard homeowners insurance policy in Dulzura. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Dulzura, CA Homeowners Insurance Quotes Online

91917 Home Insurance Average Premiums

Local 91917 homeowners insurance quotes comparison

$653 /yr.

Shows Zip Code: 91917 lowest rates with discounts applied on average.

For the 91917, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$653 /yr.
Average Coverage:$903 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1203 /yr.

What is the average home insurance cost for a home in 91917?

  • • The average homeowners insurance premium paid annually for a home in 91917 is around $903 per year.

What does it cost on average per month for home insurance in 91917?

  • • Homeowners in 91917 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 91917?

  • • Autoowners in 91917 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dulzura area, check out other zip codes nearby 91917.
Review average rates in another zip code:
91917 homeowners insurance rates

Home Replacement Cost Coverage in 91917

Average Building Cost Per Square Foot in 91917: $324

Location: Dulzura, California (San Diego County)

Average Square Footage in 91917: 1,337 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91917 before you start any project. Dulzura homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91917 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91917 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,337 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dulzura area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,337$433,300
Additional Upgrades & Added Features$4051,337$541,625
Major Home Updates or Advancements$4861,337$649,950

It's important to understand that when you estimate your replacement cost of your home in the 91917 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91917

Best Home & Auto Insurance Agencies in 91917

Housing Demographics for 91917

Population Review for 91917 Zip Code

For the city of Dulzura, the population within 91917 has increased to over 981 residents in population size. The current population total is 1,126. We have broken down the population based on race below. In 91917, there are over 586 in male population and 540 females.

PopulationValues
Total Population1,126
White Population471
Black Population18
Hispanic Population702
Asian Population16
Hawaiian Population1
Indian Population35
Other Population329
Male Population586
Female Population540
Population Estimate981

Household Data for 91917

The average number of homes in 91917 is around 329, there are an average of 3.36 per household. The average house value according to local real estate values is around $433,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode329
Persons Per Household3.36
Average House Value$433,300
Income Per Household$82586
Median Age40.2
Median Age Male40.3
Median Age Female39.5
91917 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code619
CityDulzura
City Alias NameDULZURA
CountySan Diego
County FIPS073
State FIPS06
Time Zone8
Day Light SavingY
MSA7320
PMSA
CSA
CBSA41740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Diego-Chula Vista-Carlsbad, CA
MSA_NameSan Diego, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees40
Business First Quarter Payroll250
Business Annual Payroll1001
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3095313
CBSA Division Population0
Congressional District48
Congressional LandArea145.47
Delivery Residential292
Delivery Business4
Delivery Total406
Preferred Last Line KeyZ20941
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ20941
Land Area51.838000
Water Area0.000000
City Alias Code
City Mixed CaseDulzura
City Alias Mixed CaseDulzura
Box Count94
SFDU191
MFDU0
State ANSI06
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number052286
Unique ZIP Name
SSA State County Code05470
Medicare CBSA Code41740
Medicare CBSA NameSan Diego-Chula Vista-Carlsbad, CA
Medicare CBSA TypeMetro
Market Rating Area ID19
County Mixed CaseSan Diego

California Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]