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91901 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 91901? Our rates are very competitive for homeowners living in Alpine, CA. Many homeowners based out of your 91901 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 91901 should appear in the zip code field ready to go. For Alpine, CA Home Insurance Rate Quotes click to review the best rates and service online!

91901 Average Premium is Rated: High!

Homeowners living in 91901 can easily save up to 40% off the average home insurance premium of $895 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Alpine that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 91901 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 91901!

91901 Home Insurance Average Premiums

Local 91901 homeowners insurance quotes comparison

$645 /yr.

Shows Zip Code: 91901 lowest rates with discounts applied on average.

For the 91901, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$645 /yr.
Average Coverage:$895 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1195 /yr.

What is the average home insurance cost for a home in 91901?

  • • The average homeowners insurance premium paid annually for a home in 91901 is around $895 per year.

What does it cost on average per month for home insurance in 91901?

  • • Homeowners in 91901 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 91901?

  • • Autoowners in 91901 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Alpine area, check out other zip codes nearby 91901.
Review average rates in another zip code:
91901 homeowners insurance rates

Home Replacement Cost Coverage in 91901

Average Building Cost Per Square Foot in 91901: $324

Location: Alpine, California (San Diego County)

Average Square Footage in 91901: 1,988 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91901 before you start any project. Alpine homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91901 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91901 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,988 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alpine area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,988$644,200
Additional Upgrades & Added Features$4051,988$805,250
Major Home Updates or Advancements$4861,988$966,300

It's important to understand that when you estimate your replacement cost of your home in the 91901 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91901

Best Home & Auto Insurance Agencies in 91901

Housing Demographics for 91901

Population Review for 91901 Zip Code

For the city of Alpine, the population within 91901 has increased to over 17,659 residents in population size. The current population total is 17,688. We have broken down the population based on race below. In 91901, there are over 8810 in male population and 8878 females.

PopulationValues
Total Population17,688
White Population13242
Black Population268
Hispanic Population3200
Asian Population371
Hawaiian Population57
Indian Population561
Other Population1116
Male Population8810
Female Population8878
Population Estimate17659

Household Data for 91901

The average number of homes in 91901 is around 6,400, there are an average of 2.74 per household. The average house value according to local real estate values is around $644,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,400
Persons Per Household2.74
Average House Value$644,200
Income Per Household$105679
Median Age43.1
Median Age Male41.9
Median Age Female44.3
91901 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code619/858
CityAlpine
City Alias NameALPINE
CountySan Diego
County FIPS073
State FIPS06
Time Zone8
Day Light SavingY
MSA7320
PMSA
CSA
CBSA41740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Diego-Chula Vista-Carlsbad, CA
MSA_NameSan Diego, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses430
Number Of Employees5296
Business First Quarter Payroll57682
Business Annual Payroll265816
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3095313
CBSA Division Population0
Congressional District48
Congressional LandArea145.47
Delivery Residential6445
Delivery Business310
Delivery Total6613
Preferred Last Line KeyZ20066
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ20066
Land Area77.873000
Water Area0.694000
City Alias Code
City Mixed CaseAlpine
City Alias Mixed CaseAlpine
Box Count0
SFDU3589
MFDU536
State ANSI06
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number050144
Unique ZIP Name
SSA State County Code05470
Medicare CBSA Code41740
Medicare CBSA NameSan Diego-Chula Vista-Carlsbad, CA
Medicare CBSA TypeMetro
Market Rating Area ID19
County Mixed CaseSan Diego

California Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]