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85742 Homeowners Insurance Quotes & Rates

Tucson residents living within the 11,536 homes available in the zip code of 85742 are shopping online to compare cheaper and more affordable Tucson, AZ home insurance rates. In the great city of Tucson, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Arizona is around $683 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 85742 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 85742 home insurance rates today! Please give us a call now at 1-855-976-2656. For Tucson, AZ Homeowners Insurance Quotes, Click to easily get started!

85742 Home Insurance Average Premiums

Local 85742 homeowners insurance quotes comparison

$433 /yr.

Shows Zip Code: 85742 lowest rates with discounts applied on average.

For the 85742, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$433 /yr.
Average Coverage:$683 /yr.
2600 sq. ft. or higher
(all discounts applied)
$983 /yr.

What is the average home insurance cost for a home in 85742?

  • • The average homeowners insurance premium paid annually for a home in 85742 is around $683 per year.

What does it cost on average per month for home insurance in 85742?

  • • Homeowners in 85742 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 85742?

  • • Autoowners in 85742 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tucson area, check out other zip codes nearby 85742.
Review average rates in another zip code:
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85708 homeowners insurance rates

Home Replacement Cost Coverage in 85742

Average Building Cost Per Square Foot in 85742: $161

Location: Tucson, Arizona (Pima County)

Average Square Footage in 85742: 1,519 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85742 before you start any project. Tucson homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85742 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85742 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,519 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tucson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,519$244,500
Additional Upgrades & Added Features$2011,519$305,625
Major Home Updates or Advancements$2421,519$366,750

It's important to understand that when you estimate your replacement cost of your home in the 85742 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85742

Best Home & Auto Insurance Agencies in 85742

Chris McAdoo Ins Agcy Inc - State Farm Insurance Agent

Address: 9725 N Thornydale Rd, #167 Tucson, AZ 85742
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 2275 W Magee Rd Tucson, AZ 85742
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 85742

Population Review for 85742 Zip Code

For the city of Tucson, the population within 85742 has increased to over 35,418 residents in population size. The current population total is 30,057. We have broken down the population based on race below. In 85742, there are over 14663 in male population and 15394 females.

PopulationValues
Total Population30,057
White Population21473
Black Population748
Hispanic Population7232
Asian Population1087
Hawaiian Population32
Indian Population377
Other Population1899
Male Population14663
Female Population15394
Population Estimate35418

Household Data for 85742

The average number of homes in 85742 is around 11,536, there are an average of 2.58 per household. The average house value according to local real estate values is around $244,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,536
Persons Per Household2.58
Average House Value$244,500
Income Per Household$83057
Median Age40.5
Median Age Male39.0
Median Age Female42.3
85742 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CityTucson
City Alias NameTUCSON
CountyPima
County FIPS019
State FIPS04
Time Zone7
Day Light SavingN
MSA8520
PMSA
CSA536
CBSA46060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTucson, AZ
MSA_NameTucson, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses377
Number Of Employees2395
Business First Quarter Payroll17822
Business Annual Payroll80767
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population980263
CBSA Division Population0
Congressional District06
Congressional LandArea625.07
Delivery Residential13728
Delivery Business222
Delivery Total17469
Preferred Last Line KeyZ10945
Classification Code
Multi-County
CSA NameTucson-Nogales, AZ
CBSA_DIV_Name
City State KeyZ10945
Land Area22.296000
Water Area0.045000
City Alias Code
City Mixed CaseTucson
City Alias Mixed CaseTucson
Box Count0
SFDU3779
MFDU2685
State ANSI04
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number038880
Unique ZIP Name
SSA State County Code03090
Medicare CBSA Code46060
Medicare CBSA NameTucson, AZ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CasePima

Arizona Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]