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Are you paying too much for homeowners insurance in 85711? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Tucson, AZ that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Arizona licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 85711?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 85711 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 85711 and get ready to save.

3 Easy Ways To Save Money In 85711

These three links will help you explore home insurance quotes in 85711 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 85711 Home Insurance Costs Rated: very low!

The average price for a homeowners insurance policy in Tucson is roughly $677. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

Get 85711 Homeowners Insurance Rates Right Now!

85711 Home Insurance Average Premiums

Local 85711 homeowners insurance quotes comparison

$427 /yr.

Shows Zip Code: 85711 lowest rates with discounts applied on average.

For the 85711, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$427 /yr.
Average Coverage:$677 /yr.
2600 sq. ft. or higher
(all discounts applied)
$977 /yr.

What is the average home insurance cost for a home in 85711?

  • • The average homeowners insurance premium paid annually for a home in 85711 is around $677 per year.

What does it cost on average per month for home insurance in 85711?

  • • Homeowners in 85711 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 85711?

  • • Autoowners in 85711 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tucson area, check out other zip codes nearby 85711.
Review average rates in another zip code:
85742 homeowners insurance rates
85711 homeowners insurance rates
85716 homeowners insurance rates
85718 homeowners insurance rates
85712 homeowners insurance rates
85739 homeowners insurance rates
85706 homeowners insurance rates
85719 homeowners insurance rates
85756 homeowners insurance rates
85736 homeowners insurance rates

Home Replacement Cost Coverage in 85711

Average Building Cost Per Square Foot in 85711: $161

Location: Tucson, Arizona (Pima County)

Average Square Footage in 85711: 1,128 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85711 before you start any project. Tucson homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85711 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85711 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,128 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tucson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,128$181,600
Additional Upgrades & Added Features$2011,128$227,000
Major Home Updates or Advancements$2421,128$272,400

It's important to understand that when you estimate your replacement cost of your home in the 85711 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85711

Berwick-Himes Insurance Services LLC

Address: 5151 East Broadway Boulevard Suite 300 Tucson, AZ 85711
Phone: (520)790-7777
Website:

Ryan J Larkin-smith

Address: 655 North Alvernon Way Suite 211 655 N Alvernon Way Tucson, AZ 85711
Phone: (520)881-0600
Website:

Clements & Peck Insurance LLC

Address: 6245 East Broadway Boulevard Tucson, AZ 85711
Phone: (520)624-3456
Website:

Nova Home Loans

Address: 5285 East Williams Circle Tucson, AZ 85711
Phone: (520)618-1441
Website:

Allstate Insurance Company

Address: 5717 East Broadway Boulevard Tucson, AZ 85711
Phone: (520)514-7113
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 85711

Hornung, Jason - State Farm Insurance Agent

Address: 5760 E Broadway Blvd Tucson, AZ 85711
Phone:
Website: http://www.tucson.citysearch.com/profile/external/46277361/tucson_az/hornung_jason_state_farm_insurance_agent.html
Info:

Berwick-Himes Insurance Services LLC

Address: 5151 E Broadway Blvd, #300 Tucson, AZ 85711
Phone:
Website:
Info:

Nova Home Loans

Address: 5285 E Williams Cir Tucson, AZ 85711
Phone:
Website:
Info:

Inorio- Peter Anthony

Address: 5315 E Broadway Blvd, #104 Tucson, AZ 85711
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Fernandez Lupita Insurance

Address: 5717 E Broadway Blvd Tucson, AZ 85711
Phone:
Website:
Info:

Housing Demographics for 85711

Population Review for 85711 Zip Code

For the city of Tucson, the population within 85711 has increased to over 41,856 residents in population size. The current population total is 41,518. We have broken down the population based on race below. In 85711, there are over 20637 in male population and 20881 females.

PopulationValues
Total Population41,518
White Population22960
Black Population3270
Hispanic Population14844
Asian Population1383
Hawaiian Population160
Indian Population976
Other Population5525
Male Population20637
Female Population20881
Population Estimate41856

Household Data for 85711

The average number of homes in 85711 is around 18,362, there are an average of 2.24 per household. The average house value according to local real estate values is around $181,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,362
Persons Per Household2.24
Average House Value$181,600
Income Per Household$45984
Median Age39.2
Median Age Male37.9
Median Age Female40.4
85711 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CityTucson
City Alias NameTUCSON
CountyPima
County FIPS019
State FIPS04
Time Zone7
Day Light SavingN
MSA8520
PMSA
CSA536
CBSA46060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTucson, AZ
MSA_NameTucson, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1373
Number Of Employees22972
Business First Quarter Payroll286710
Business Annual Payroll1174363
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population980263
CBSA Division Population0
Congressional District06|07
Congressional LandArea625.07|205.12
Delivery Residential18686
Delivery Business1509
Delivery Total25779
Preferred Last Line KeyZ10945
Classification Code
Multi-County
CSA NameTucson-Nogales, AZ
CBSA_DIV_Name
City State KeyZ10945
Land Area8.616000
Water Area0.000000
City Alias Code
City Mixed CaseTucson
City Alias Mixed CaseTucson
Box Count0
SFDU10769
MFDU4431
State ANSI04
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number038880
Unique ZIP Name
SSA State County Code03090
Medicare CBSA Code46060
Medicare CBSA NameTucson, AZ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CasePima

Arizona Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]