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Homeowners Insurance in 85713

Getting the most affordable home insurance rates in 85713 just got easier for Tucson, AZ home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Tucson. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Tucson, AZ Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 85713

When discussing Arizona homeowners insurance rates, Tucson residents are finding new ways to save time and money by discovering lower rates when they shop online. Arizona may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 46. Residents that live within the 85713 zipcode are currently paying $634 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Tucson does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

85713 Home Insurance Average Premiums

Local 85713 homeowners insurance quotes comparison

$384 /yr.

Shows Zip Code: 85713 lowest rates with discounts applied on average.

For the 85713, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$384 /yr.
Average Coverage:$634 /yr.
2600 sq. ft. or higher
(all discounts applied)
$934 /yr.

What is the average home insurance cost for a home in 85713?

  • • The average homeowners insurance premium paid annually for a home in 85713 is around $634 per year.

What does it cost on average per month for home insurance in 85713?

  • • Homeowners in 85713 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 85713?

  • • Autoowners in 85713 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tucson area, check out other zip codes nearby 85713.
Review average rates in another zip code:
85708 homeowners insurance rates
85712 homeowners insurance rates
85737 homeowners insurance rates
85710 homeowners insurance rates
85739 homeowners insurance rates
85736 homeowners insurance rates
85749 homeowners insurance rates
85742 homeowners insurance rates
85706 homeowners insurance rates
85713 homeowners insurance rates

Home Replacement Cost Coverage in 85713

Average Building Cost Per Square Foot in 85713: $161

Location: Tucson, Arizona (Pima County)

Average Square Footage in 85713: 768 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85713 before you start any project. Tucson homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85713 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85713 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 768 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tucson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161768$123,700
Additional Upgrades & Added Features$201768$154,625
Major Home Updates or Advancements$242768$185,550

It's important to understand that when you estimate your replacement cost of your home in the 85713 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85713

Mike Pierce Insurance

Address: 1809 South 6th Avenue Tucson, AZ 85713
Phone: (520)884-8488
Website:

Best Home & Auto Insurance Agencies in 85713

Mike Pierce Insurance

Address: 1809 S 6th Ave Tucson, AZ 85713
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 1100 E Ajo Way Tucson, AZ 85713
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Farmers Insurance

Address: 3732 S 6th Ave Tucson, AZ 85713
Phone:
Website:
Info:

Allstate Insurance Companies - Sales Offices- Tucson

Address: 1100 W Ajo Way Tucson, AZ 85713
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 85713

Population Review for 85713 Zip Code

For the city of Tucson, the population within 85713 has increased to over 46,217 residents in population size. The current population total is 46,810. We have broken down the population based on race below. In 85713, there are over 23468 in male population and 23342 females.

PopulationValues
Total Population46,810
White Population17802
Black Population2206
Hispanic Population31375
Asian Population510
Hawaiian Population62
Indian Population2637
Other Population12865
Male Population23468
Female Population23342
Population Estimate46217

Household Data for 85713

The average number of homes in 85713 is around 17,331, there are an average of 2.60 per household. The average house value according to local real estate values is around $123,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,331
Persons Per Household2.60
Average House Value$123,700
Income Per Household$43794
Median Age38.0
Median Age Male36.3
Median Age Female40.1
85713 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520/928
CityTucson
City Alias NameTUCSON
CountyPima
County FIPS019
State FIPS04
Time Zone7
Day Light SavingN
MSA8520
PMSA
CSA536
CBSA46060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTucson, AZ
MSA_NameTucson, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses890
Number Of Employees17588
Business First Quarter Payroll193793
Business Annual Payroll775694
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population980263
CBSA Division Population0
Congressional District07
Congressional LandArea205.12
Delivery Residential17776
Delivery Business1349
Delivery Total24589
Preferred Last Line KeyZ10945
Classification Code
Multi-County
CSA NameTucson-Nogales, AZ
CBSA_DIV_Name
City State KeyZ10945
Land Area23.833000
Water Area0.015000
City Alias Code
City Mixed CaseTucson
City Alias Mixed CaseTucson
Box Count0
SFDU10462
MFDU1253
State ANSI04
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number038880
Unique ZIP Name
SSA State County Code03090
Medicare CBSA Code46060
Medicare CBSA NameTucson, AZ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CasePima

Arizona Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]