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85382 Home Insurance Rates

Getting multiple homeowners insurance rates in 85382 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Peoria, AZ. Many homeowners based out of the 85382 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Arizona licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 85382 should appear in the zip code field ready to go. For Peoria, AZ Home Insurance Quotes, Click to easily get started!

85382 Homeowners Insurance Rates, Average Rating: Very Low!

Your homeowners insurance policy in 85382 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Peoria. For a basic HO-3, standard homeowners policy, the average premium per year in Arizona is around $680. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 85382 zip code today and let us help you save time and money on your homeowners insurance premium.

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85382 Home Insurance Average Premiums

Local 85382 homeowners insurance quotes comparison

$430 /yr.

Shows Zip Code: 85382 lowest rates with discounts applied on average.

For the 85382, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$430 /yr.
Average Coverage:$680 /yr.
2600 sq. ft. or higher
(all discounts applied)
$980 /yr.

What is the average home insurance cost for a home in 85382?

  • • The average homeowners insurance premium paid annually for a home in 85382 is around $680 per year.

What does it cost on average per month for home insurance in 85382?

  • • Homeowners in 85382 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 85382?

  • • Autoowners in 85382 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Peoria area, check out other zip codes nearby 85382.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 85382

Average Building Cost Per Square Foot in 85382: $161

Location: Peoria, Arizona (Maricopa County)

Average Square Footage in 85382: 1,813 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85382 before you start any project. Peoria homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85382 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85382 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,813 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Peoria area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,813$291,900
Additional Upgrades & Added Features$2011,813$364,875
Major Home Updates or Advancements$2421,813$437,850

It's important to understand that when you estimate your replacement cost of your home in the 85382 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85382

American Family Insurance - Lynn Reynolds

Address: 8272 W. Lake Pleasant Pkwy #202 Peoria, AZ 85382
Phone: (623)561-7761
Website: www.amfam.com

Allstate Insurance-Coker Insurance Services

Address: 9051 W Kelton Ln Ste 5 Peoria, AZ 85382
Phone: (623)974-2300
Website: agent.allstate.com/02945

Allstate Insurance-Jr Payan Agency

Address: 9051 W Kelton Ln Ste 5 Peoria, AZ 85382
Phone: (623)875-8280
Website: agent.allstate.com/75288

Best Home & Auto Insurance Agencies in 85382

Siok- Brad Louis - State Farm Insurance Agent

Address: 8190 W Deer Valley Rd, #108 Peoria, AZ 85382
Phone:
Website: http://www.bradsiok.com
Info:

Estfan- Patrick W

Address: 8215 W Bell Rd Peoria, AZ 85382
Phone:
Website:
Info:

American Family Insurance - Lynn Reynolds

Address: 8272 W Lake Pleasant Pky, #Pkwy-202 Peoria, AZ 85382
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Hessler Tom Insurance

Address: 20283 N Lake Pleasant Rd Peoria, AZ 85382
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance Companies - Sales Offices- Peoria

Address: 19265 N 83rd Ave Peoria, AZ 85382
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 85382

Population Review for 85382 Zip Code

For the city of Peoria, the population within 85382 has increased to over 46,860 residents in population size. The current population total is 42,576. We have broken down the population based on race below. In 85382, there are over 20032 in male population and 22544 females.

PopulationValues
Total Population42,576
White Population33560
Black Population1324
Hispanic Population5759
Asian Population1823
Hawaiian Population52
Indian Population298
Other Population1599
Male Population20032
Female Population22544
Population Estimate46860

Household Data for 85382

The average number of homes in 85382 is around 17,294, there are an average of 2.40 per household. The average house value according to local real estate values is around $291,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,294
Persons Per Household2.40
Average House Value$291,900
Income Per Household$80795
Median Age45.7
Median Age Male42.9
Median Age Female48.0
85382 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code623/928
CityPeoria
City Alias NamePEORIA
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses894
Number Of Employees13944
Business First Quarter Payroll161874
Business Annual Payroll727369
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District08
Congressional LandArea539.66
Delivery Residential19525
Delivery Business697
Delivery Total24136
Preferred Last Line KeyZ10742
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10742
Land Area9.918000
Water Area0.007000
City Alias Code
City Mixed CasePeoria
City Alias Mixed CasePeoria
Box Count0
SFDU3974
MFDU4226
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number036290
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]