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Home Insurance Quotes in 85381

Are you shopping for a cheaper homeowners insurance rate in 85381? Our rates are very competitive for homeowners living in Peoria, AZ. Many homeowners located in the 85381 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 85381. To get free 85381 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 85381 zip code should appear in the zip code field ready to go. Shopping Peoria, AZ Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 85381 to review the best rate coverages.

Your 85381 Home Insurance Costs Is Rated: Very Low!

For the great city of Peoria, the average home insurance premium paid annually is around $696 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Arizona specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Peoria and need insurance on your home in the 85381 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 85381 Homeowners Insurance Rates Now!

85381 Home Insurance Average Premiums

Local 85381 homeowners insurance quotes comparison

$446 /yr.

Shows Zip Code: 85381 lowest rates with discounts applied on average.

For the 85381, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$446 /yr.
Average Coverage:$696 /yr.
2600 sq. ft. or higher
(all discounts applied)
$996 /yr.

What is the average home insurance cost for a home in 85381?

  • • The average homeowners insurance premium paid annually for a home in 85381 is around $696 per year.

What does it cost on average per month for home insurance in 85381?

  • • Homeowners in 85381 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 85381?

  • • Autoowners in 85381 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Peoria area, check out other zip codes nearby 85381.
Review average rates in another zip code:
85382 homeowners insurance rates
85383 homeowners insurance rates
85345 homeowners insurance rates
85381 homeowners insurance rates

Home Replacement Cost Coverage in 85381

Average Building Cost Per Square Foot in 85381: $161

Location: Peoria, Arizona (Maricopa County)

Average Square Footage in 85381: 1,857 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85381 before you start any project. Peoria homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85381 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85381 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,857 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Peoria area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,857$298,900
Additional Upgrades & Added Features$2011,857$373,625
Major Home Updates or Advancements$2421,857$448,350

It's important to understand that when you estimate your replacement cost of your home in the 85381 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85381

Allstate Insurance - Mark Matthews

Address: 8263 W. Thunderbird Rd. Suite 150 Peoria, AZ 85381
Phone: (623)974-4900
Website:

Best Home & Auto Insurance Agencies in 85381

McGraw, Kevin - State Farm Insurance Agent

Address: 7558 West Thunderbird Road Peoria, AZ 85381
Phone:
Website: http://www.phoenix.citysearch.com/profile/external/602053641/peoria_az/mcgraw_kevin_state_farm_insurance_agent.html
Info:

E Tax and Insurance Agency

Address: 7549 W Cactus Rd, #103 Peoria, AZ 85381
Phone:
Website:
Info:

Allstate Insurance - Mark Matthews

Address: 8263 W Thunderbird Rd, #150 Peoria, AZ 85381
Phone:
Website:
Info:

Allstate Auto Insurance

Address: 8263 W Thunderbird Rd Peoria, AZ 85381
Phone:
Website: http://www.allstateagencies.com
Info:

Allen E Dodt Insurance

Address: 8282 W Cactus Rd, #142 Peoria, AZ 85381
Phone:
Website: http://www.phoenix.citysearch.com/profile/1720055/peoria_az/allen_e_dodt_insurance.html
Info:

Housing Demographics for 85381

Population Review for 85381 Zip Code

For the city of Peoria, the population within 85381 has increased to over 27,419 residents in population size. The current population total is 27,008. We have broken down the population based on race below. In 85381, there are over 12990 in male population and 14018 females.

PopulationValues
Total Population27,008
White Population19611
Black Population1085
Hispanic Population5135
Asian Population1175
Hawaiian Population43
Indian Population255
Other Population1554
Male Population12990
Female Population14018
Population Estimate27419

Household Data for 85381

The average number of homes in 85381 is around 10,168, there are an average of 2.60 per household. The average house value according to local real estate values is around $298,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,168
Persons Per Household2.60
Average House Value$298,900
Income Per Household$79665
Median Age40.3
Median Age Male37.6
Median Age Female42.7
85381 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code623/928
CityPeoria
City Alias NamePEORIA
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses725
Number Of Employees8610
Business First Quarter Payroll98923
Business Annual Payroll440720
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District08
Congressional LandArea539.66
Delivery Residential10546
Delivery Business620
Delivery Total10880
Preferred Last Line KeyZ10742
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10742
Land Area6.671000
Water Area0.006000
City Alias Code
City Mixed CasePeoria
City Alias Mixed CasePeoria
Box Count0
SFDU3186
MFDU2938
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number036290
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]