Get multiple home insurance quotes in 85142. Our licensed 85142, AZ agents are ready to serve you.

85142 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 85142 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Queen Creek, AZ. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 85142 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Arizona, like average Queen Creek homeowners insurance rates, coverage options or home insurance types, please select Queen Creek, AZ Home Insurance Rates Online!

85142 Home Insurance Average Premiums

Local 85142 homeowners insurance quotes comparison

$424 /yr.

Shows Zip Code: 85142 lowest rates with discounts applied on average.

For the 85142, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$424 /yr.
Average Coverage:$674 /yr.
2600 sq. ft. or higher
(all discounts applied)
$974 /yr.

What is the average home insurance cost for a home in 85142?

  • • The average homeowners insurance premium paid annually for a home in 85142 is around $674 per year.

What does it cost on average per month for home insurance in 85142?

  • • Homeowners in 85142 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 85142?

  • • Autoowners in 85142 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Queen Creek area, check out other zip codes nearby 85142.
Review average rates in another zip code:
85142 homeowners insurance rates

Home Replacement Cost Coverage in 85142

Average Building Cost Per Square Foot in 85142: $161

Location: Queen Creek, Arizona (Maricopa County)

Average Square Footage in 85142: 2,247 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85142 before you start any project. Queen Creek homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85142 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85142 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,247 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Queen Creek area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1612,247$361,700
Additional Upgrades & Added Features$2012,247$452,125
Major Home Updates or Advancements$2422,247$542,550

It's important to understand that when you estimate your replacement cost of your home in the 85142 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85142

Best Home & Auto Insurance Agencies in 85142

Allstate Insurance Companies

Address: 18521 E Queen Creek Rd Queen Creek, AZ 85142
Phone:
Website: http://www.allstateagencies.com
Info:

Walsh, Brandon M - State Farm Insurance Agent

Address: 20261 E Ocotillo Rd, #118 Queen Creek, AZ 85142
Phone:
Website: http://www.phoenix.citysearch.com/profile/external/41407873/queen_creek_az/walsh_brandon_m_state_farm_insurance_agent.html
Info:

Allstate Auto Insurance

Address: 25200 S Power Rd Queen Creek, AZ 85142
Phone:
Website: http://www.allstateagencies.com/stancarr/welcome
Info:

Geico Insurance

Address: 20737 E Chandler Heights Rd Queen Creek, AZ 85142
Phone:
Website:
Info:

Allstate Insurance

Address: 22717 S Ellsworth Rd Queen Creek, AZ 85142
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 85142

Population Review for 85142 Zip Code

For the city of Queen Creek, the population within 85142 has increased to over 74,346 residents in population size. The current population total is 80,734. We have broken down the population based on race below. In 85142, there are over 40119 in male population and 40615 females.

PopulationValues
Total Population80,734
White Population59682
Black Population2958
Hispanic Population16009
Asian Population1953
Hawaiian Population180
Indian Population957
Other Population4737
Male Population40119
Female Population40615
Population Estimate74346

Household Data for 85142

The average number of homes in 85142 is around 23,883, there are an average of 3.36 per household. The average house value according to local real estate values is around $361,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode23,883
Persons Per Household3.36
Average House Value$361,700
Income Per Household$103075
Median Age34.4
Median Age Male33.5
Median Age Female35.1
85142 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code480/520
CityQueen Creek
City Alias NameQUEEN CREEK
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1462
Number Of Employees12608
Business First Quarter Payroll97372
Business Annual Payroll448862
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District02|05
Congressional LandArea7838.12|293.47
Delivery Residential22127
Delivery Business679
Delivery Total24335
Preferred Last Line KeyZ10772
Classification Code
Multi-CountyY
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10772
Land Area101.333000
Water Area0.028000
City Alias Code
City Mixed CaseQueen Creek
City Alias Mixed CaseQueen Creek
Box Count1006
SFDU3948
MFDU16289
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number036845
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]