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85139 Home Insurance Rates & Premiums

Did you know there are over 18,137 people living within the 85139 zip code area? There are over 5,791 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 85139.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Arizona are on the rise. The estimated average premium is around $672 a year for a standard homeowners insurance policy in Maricopa. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Maricopa, AZ Homeowners Insurance Quotes Online

85139 Home Insurance Average Premiums

Local 85139 homeowners insurance quotes comparison

$422 /yr.

Shows Zip Code: 85139 lowest rates with discounts applied on average.

For the 85139, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$422 /yr.
Average Coverage:$672 /yr.
2600 sq. ft. or higher
(all discounts applied)		$972 /yr.

What is the average home insurance cost for a home in 85139?

  • • The average homeowners insurance premium paid annually for a home in 85139 is around $672 per year.

What does it cost on average per month for home insurance in 85139?

  • • Homeowners in 85139 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 85139?

  • • Autoowners in 85139 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Maricopa, check out other zip codes nearby 85139.
To review average rates in another zip code, click on a zip code below:
85139  |  85138  | 

Home Replacement Cost Coverage in 85139

Average Building Cost Per Square Foot in 85139: $161

Location: Maricopa, Arizona (Pinal County)

Average Square Footage in 85139: 1,280 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85139 before you start any project. Maricopa homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85139 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85139 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,280 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Maricopa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,280$206,100
Additional Upgrades & Added Features$2011,280$257,625
Major Home Updates or Advancements$2421,280$309,150

It's important to understand that when you estimate your replacement cost of your home in the 85139 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85139

Best Home & Auto Insurance Agencies in 85139

Housing Demographics for 85139

Population Review for 85139 Zip Code

For the city of Maricopa, the population within 85139 has increased to over 20,523 residents in population size. The current population total is 18,137. We have broken down the population based on race below. In 85139, there are over 9057 in male population and 9080 females.

PopulationValues
Total Population18,137
White Population9706
Black Population1710
Hispanic Population5624
Asian Population405
Hawaiian Population67
Indian Population1215
Other Population2403
Male Population9057
Female Population9080
Population Estimate20523

Household Data for 85139

The average number of homes in 85139 is around 5,791, there are an average of 3.13 per household. The average house value according to local real estate values is around $206,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,791
Persons Per Household3.13
Average House Value$206,100
Income Per Household$72549
Median Age37.2
Median Age Male36.9
Median Age Female37.5
85139 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CityMaricopa
City Alias NameMARICOPA
CountyPinal
County FIPS021
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses280
Number Of Employees3484
Business First Quarter Payroll28291
Business Annual Payroll123893
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District02|07
Congressional LandArea7838.12|205.12
Delivery Residential6557
Delivery Business171
Delivery Total27793
Preferred Last Line KeyZ10662
Classification Code
Multi-CountyY
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10662
Land Area502.783000
Water Area0.069000
City Alias Code
City Mixed CaseMaricopa
City Alias Mixed CaseMaricopa
Box Count885
SFDU2415
MFDU46
State ANSI04
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number035069
Unique ZIP Name
SSA State County Code03100
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CasePinal

Arizona Homeowners Insurance News & Information

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  • Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025

    A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales.  While high home prices and elevated interest rates […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]