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Homeowners Insurance in 85122

In Casa Grande, AZ, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 85122 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 85122 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 85122 should appear in the zip code field ready to go.

85122 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Arizona, you are going to see rates around the average home insurance premium per year of $618. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Casa Grande home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 85122 Home Insurance Rates Now!

Best 3 Options to Compare in 85122

If you want homeowners insurance quotes within the city of Casa Grande or in the 85122 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Casa Grande, AZ.

85122 Home Insurance Average Premiums

Local 85122 homeowners insurance quotes comparison

$368 /yr.

Shows Zip Code: 85122 lowest rates with discounts applied on average.

For the 85122, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$368 /yr.
Average Coverage:$618 /yr.
2600 sq. ft. or higher
(all discounts applied)
$918 /yr.

What is the average home insurance cost for a home in 85122?

  • • The average homeowners insurance premium paid annually for a home in 85122 is around $618 per year.

What does it cost on average per month for home insurance in 85122?

  • • Homeowners in 85122 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 85122?

  • • Autoowners in 85122 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Casa Grande area, check out other zip codes nearby 85122.
Review average rates in another zip code:
85193 homeowners insurance rates
85122 homeowners insurance rates
85194 homeowners insurance rates

Home Replacement Cost Coverage in 85122

Average Building Cost Per Square Foot in 85122: $161

Location: Casa Grande, Arizona (Pinal County)

Average Square Footage in 85122: 1,030 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85122 before you start any project. Casa Grande homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85122 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85122 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,030 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Casa Grande area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,030$165,800
Additional Upgrades & Added Features$2011,030$207,250
Major Home Updates or Advancements$2421,030$248,700

It's important to understand that when you estimate your replacement cost of your home in the 85122 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85122

Best Home & Auto Insurance Agencies in 85122

Allstate Insurance Companies

Address: 1415 N Trekell Rd Casa Grande, AZ 85122
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

State Farm Insurance - HORTENCIA REYES

Address: 2033 N Pinal Ave Casa Grande, AZ 85122
Phone:
Website: http://www.hortenciareyes.com/
Info:

Geico Insurance

Address: 202 E 4th St Casa Grande, AZ 85122
Phone:
Website:
Info:

Elvia Cota-Ramirez Ins Agy Inc - State Farm Insurance Agent

Address: 1927 N Trekell Rd Casa Grande, AZ 85122
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

State Farm Insurance

Address: 1659 E Florence Blvd, #7 Casa Grande, AZ 85122
Phone:
Website: http://www.phoenix.citysearch.com/profile/external/46277314/casa_grande_az/state_farm_insurance.html
Info:

Housing Demographics for 85122

Population Review for 85122 Zip Code

For the city of Casa Grande, the population within 85122 has increased to over 62,830 residents in population size. The current population total is 55,063. We have broken down the population based on race below. In 85122, there are over 26593 in male population and 28470 females.

PopulationValues
Total Population55,063
White Population30249
Black Population2606
Hispanic Population23198
Asian Population1048
Hawaiian Population178
Indian Population2412
Other Population9057
Male Population26593
Female Population28470
Population Estimate62830

Household Data for 85122

The average number of homes in 85122 is around 20,019, there are an average of 2.73 per household. The average house value according to local real estate values is around $165,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,019
Persons Per Household2.73
Average House Value$165,800
Income Per Household$57542
Median Age39.1
Median Age Male37.8
Median Age Female40.3
85122 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520/480
CityCasa Grande
City Alias NameCASA GRANDE
CountyPinal
County FIPS021
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses895
Number Of Employees12744
Business First Quarter Payroll124209
Business Annual Payroll529318
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District02|06
Congressional LandArea7838.12|625.07
Delivery Residential23015
Delivery Business1173
Delivery Total23903
Preferred Last Line KeyZ10423
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10423
Land Area56.394000
Water Area0.000000
City Alias Code
City Mixed CaseCasa Grande
City Alias Mixed CaseCasa Grande
Box Count0
SFDU6720
MFDU11187
State ANSI04
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number031221
Unique ZIP Name
SSA State County Code03100
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CasePinal

Arizona Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]