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Quickly Revew Homeowners Insurance in 85053

If you own a home in Phoenix, AZ you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 85053 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Arizona licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 85053 and start comparing rates now.

85053 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 85053 is $677 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 85053 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Phoenix, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

85053 Home Insurance Average Premiums

Local 85053 homeowners insurance quotes comparison

$427 /yr.

Shows Zip Code: 85053 lowest rates with discounts applied on average.

For the 85053, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$427 /yr.
Average Coverage:$677 /yr.
2600 sq. ft. or higher
(all discounts applied)
$977 /yr.

What is the average home insurance cost for a home in 85053?

  • • The average homeowners insurance premium paid annually for a home in 85053 is around $677 per year.

What does it cost on average per month for home insurance in 85053?

  • • Homeowners in 85053 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 85053?

  • • Autoowners in 85053 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Phoenix area, check out other zip codes nearby 85053.
Review average rates in another zip code:
85004 homeowners insurance rates
85050 homeowners insurance rates
85034 homeowners insurance rates
85012 homeowners insurance rates
85015 homeowners insurance rates
85016 homeowners insurance rates
85013 homeowners insurance rates
85085 homeowners insurance rates
85024 homeowners insurance rates
85027 homeowners insurance rates

Home Replacement Cost Coverage in 85053

Average Building Cost Per Square Foot in 85053: $161

Location: Phoenix, Arizona (Maricopa County)

Average Square Footage in 85053: 1,505 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85053 before you start any project. Phoenix homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85053 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85053 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,505 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Phoenix area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,505$242,300
Additional Upgrades & Added Features$2011,505$302,875
Major Home Updates or Advancements$2421,505$363,450

It's important to understand that when you estimate your replacement cost of your home in the 85053 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85053

Allstate Insurance - John D Farrington

Address: 15650 N. Black Canyon #235b Phoenix, AZ 85053
Phone: (602)866-1990
Website:

J&D Insurance Corp

Address: 15650 N Black Canyon Hwy Suite 235 Phoenix, AZ 85053
Phone: (602)866-1990
Website: farringtonagency.com

Best Home & Auto Insurance Agencies in 85053

Vanpelt Joseph A Insurance Agency Inc

Address: 3316 W Bell Rd Phoenix, AZ 85053
Phone:
Website:
Info:

Allstate Auto Insurance

Address: 15650 N Black Canyon Hwy Phoenix, AZ 85053
Phone:
Website:
Info:

J&D Insurance Corp

Address: 15650 N Black Canyon Hwy, #235 Phoenix, AZ 85053
Phone:
Website: http://www.farringtonagency.com
Info:

American National Insurance

Address: 15620 N 35th Ave Phoenix, AZ 85053
Phone:
Website: http://www.anico.com
Info:

Allstate Insurance Companies

Address: 15440 N 35th Ave Phoenix, AZ 85053
Phone:
Website: http://www.allstateagencies.com
Info:

Housing Demographics for 85053

Population Review for 85053 Zip Code

For the city of Phoenix, the population within 85053 has increased to over 30,476 residents in population size. The current population total is 30,136. We have broken down the population based on race below. In 85053, there are over 15027 in male population and 15109 females.

PopulationValues
Total Population30,136
White Population19794
Black Population1761
Hispanic Population7692
Asian Population944
Hawaiian Population42
Indian Population593
Other Population3182
Male Population15027
Female Population15109
Population Estimate30476

Household Data for 85053

The average number of homes in 85053 is around 11,427, there are an average of 2.63 per household. The average house value according to local real estate values is around $242,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,427
Persons Per Household2.63
Average House Value$242,300
Income Per Household$56495
Median Age36.6
Median Age Male35.4
Median Age Female37.9
85053 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code602/623
CityPhoenix
City Alias NamePHOENIX
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses494
Number Of Employees10332
Business First Quarter Payroll115213
Business Annual Payroll482092
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District08
Congressional LandArea539.66
Delivery Residential11588
Delivery Business492
Delivery Total12900
Preferred Last Line KeyZ10747
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10747
Land Area5.167000
Water Area0.000000
City Alias Code
City Mixed CasePhoenix
City Alias Mixed CasePhoenix
Box Count0
SFDU7384
MFDU3500
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number036364
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]