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Homeowners Insurance in 85024

For homeowners living in 85024, you want more affordable home insurance rates in Phoenix, right? Our rates are very competitive for homeowners living in the great city of Phoenix, AZ. Many homeowners living in the 85024 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 85024 should appear in the zip code field ready to go. Comparing Phoenix, AZ Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

85024 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Phoenix pay around $584 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Arizona home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 85024 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Phoenix homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Arizona home insurance premium today!

Get 85024 Homeowners Insurance Rates Now!

85024 Home Insurance Average Premiums

Local 85024 homeowners insurance quotes comparison

$334 /yr.

Shows Zip Code: 85024 lowest rates with discounts applied on average.

For the 85024, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$334 /yr.
Average Coverage:$584 /yr.
2600 sq. ft. or higher
(all discounts applied)
$884 /yr.

What is the average home insurance cost for a home in 85024?

  • • The average homeowners insurance premium paid annually for a home in 85024 is around $584 per year.

What does it cost on average per month for home insurance in 85024?

  • • Homeowners in 85024 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 85024?

  • • Autoowners in 85024 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Phoenix area, check out other zip codes nearby 85024.
Review average rates in another zip code:
85022 homeowners insurance rates
85008 homeowners insurance rates
85023 homeowners insurance rates
85031 homeowners insurance rates
85007 homeowners insurance rates
85054 homeowners insurance rates
85083 homeowners insurance rates
85016 homeowners insurance rates
85032 homeowners insurance rates
85043 homeowners insurance rates

Home Replacement Cost Coverage in 85024

Average Building Cost Per Square Foot in 85024: $161

Location: Phoenix, Arizona (Maricopa County)

Average Square Footage in 85024: 1,947 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85024 before you start any project. Phoenix homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85024 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85024 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,947 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Phoenix area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,947$313,500
Additional Upgrades & Added Features$2011,947$391,875
Major Home Updates or Advancements$2421,947$470,250

It's important to understand that when you estimate your replacement cost of your home in the 85024 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85024

Best Home & Auto Insurance Agencies in 85024

Stevens- Brian K

Address: 21043 N Cave Creek Rd Phoenix, AZ 85024
Phone:
Website: http://www.brianstevens.biz
Info:

State Farm Insurance

Address: 751 E Union Hills Dr, Ste 9 Phoenix, AZ 85024
Phone:
Website: http://www.phoenix.citysearch.com/profile/external/46277258/phoenix_az/state_farm_insurance.html
Info:

Norman Ins Agcy Inc - State Farm Insurance Agent

Address: 814 E Union Hills Dr, #12c Phoenix, AZ 85024
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

American Family Insurance Tracy M Lamor Eaux

Address: 19401 N Cave Creek Rd Phoenix, AZ 85024
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 19235 N Cave Creek Rd Phoenix, AZ 85024
Phone:
Website: http://www.allstateagencies.com
Info:

Housing Demographics for 85024

Population Review for 85024 Zip Code

For the city of Phoenix, the population within 85024 has increased to over 28,096 residents in population size. The current population total is 26,021. We have broken down the population based on race below. In 85024, there are over 12674 in male population and 13347 females.

PopulationValues
Total Population26,021
White Population19040
Black Population859
Hispanic Population4073
Asian Population1671
Hawaiian Population50
Indian Population241
Other Population1458
Male Population12674
Female Population13347
Population Estimate28096

Household Data for 85024

The average number of homes in 85024 is around 10,711, there are an average of 2.42 per household. The average house value according to local real estate values is around $313,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,711
Persons Per Household2.42
Average House Value$313,500
Income Per Household$81359
Median Age36.7
Median Age Male35.9
Median Age Female37.6
85024 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code623
CityPhoenix
City Alias NamePHOENIX
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses584
Number Of Employees12436
Business First Quarter Payroll145059
Business Annual Payroll584412
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District01|08
Congressional LandArea55039.61|539.66
Delivery Residential11610
Delivery Business465
Delivery Total15065
Preferred Last Line KeyZ10747
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10747
Land Area11.721000
Water Area0.032000
City Alias Code
City Mixed CasePhoenix
City Alias Mixed CasePhoenix
Box Count0
SFDU985
MFDU4644
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number036364
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]