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36617 Home Insurance Rates

For homeowners living in 36617, the population estimates are increasing to well over 11,408 with 4,720 occupied homes within the zip code of 36617. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Mobile have increased and the average home insurance premium is around $1,106 per year in 36617. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 36617 zip code today so we can help you find affordable Mobile, AL home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 36617

Please select one of the three options below based on your 36617 zip code to learn more about Alabama homeowners insurance, plus review average rates and information per state, county or city.

  1. Alabama Homeowners Insurance Quotes
  2. Mobile County, AL Home Insurance
  3. Mobile, AL Home Insurance Quotes

36617 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 36617 zip code just got easier with GetHomeInsuranceQuotes.com of Mobile, AL. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 36617 today and let us help you review the best home insurance quotes available for homeowners living in Mobile.

Get 36617 Homeowners Insurance Rates Now!

36617 Home Insurance Average Premiums

Local 36617 homeowners insurance quotes comparison

$856 /yr.

Shows Zip Code: 36617 lowest rates with discounts applied on average.

For the 36617, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$856 /yr.
Average Coverage:$1106 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1406 /yr.

What is the average home insurance cost for a home in 36617?

  • • The average homeowners insurance premium paid annually for a home in 36617 is around $1106 per year.

What does it cost on average per month for home insurance in 36617?

  • • Homeowners in 36617 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 36617?

  • • Autoowners in 36617 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mobile area, check out other zip codes nearby 36617.
Review average rates in another zip code:
36604 homeowners insurance rates
36615 homeowners insurance rates
36695 homeowners insurance rates
36617 homeowners insurance rates
36607 homeowners insurance rates
36606 homeowners insurance rates
36603 homeowners insurance rates
36688 homeowners insurance rates
36608 homeowners insurance rates
36609 homeowners insurance rates

Home Replacement Cost Coverage in 36617

Average Building Cost Per Square Foot in 36617: $104

Location: Mobile, Alabama (Mobile County)

Average Square Footage in 36617: 670 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36617 before you start any project. Mobile homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36617 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36617 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 670 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mobile area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104670$69,700
Additional Upgrades & Added Features$130670$87,125
Major Home Updates or Advancements$156670$104,550

It's important to understand that when you estimate your replacement cost of your home in the 36617 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36617

Best Home & Auto Insurance Agencies in 36617

Housing Demographics for 36617

Population Review for 36617 Zip Code

For the city of Mobile, the population within 36617 has increased to over 12,373 residents in population size. The current population total is 11,408. We have broken down the population based on race below. In 36617, there are over 5286 in male population and 6122 females.

PopulationValues
Total Population11,408
White Population195
Black Population10844
Hispanic Population205
Asian Population44
Hawaiian Population4
Indian Population25
Other Population29
Male Population5286
Female Population6122
Population Estimate12373

Household Data for 36617

The average number of homes in 36617 is around 4,720, there are an average of 2.38 per household. The average house value according to local real estate values is around $69,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,720
Persons Per Household2.38
Average House Value$69,700
Income Per Household$38067
Median Age44.7
Median Age Male41.2
Median Age Female47.7
36617 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code251
CityMobile
City Alias NameMOBILE
CountyMobile
County FIPS097
State FIPS01
Time Zone6
Day Light SavingY
MSA5160
PMSA
CSA380
CBSA33660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMobile, AL
MSA_NameMobile, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses154
Number Of Employees4449
Business First Quarter Payroll54794
Business Annual Payroll235862
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population412992
CBSA Division Population0
Congressional District01
Congressional LandArea6066.83
Delivery Residential5199
Delivery Business240
Delivery Total5439
Preferred Last Line KeyY10807
Classification Code
Multi-County
CSA NameMobile-Daphne-Fairhope, AL
CBSA_DIV_Name
City State KeyY10807
Land Area4.531000
Water Area0.017000
City Alias Code
City Mixed CaseMobile
City Alias Mixed CaseMobile
Box Count0
SFDU4710
MFDU458
State ANSI01
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number015600
Unique ZIP Name
SSA State County Code01480
Medicare CBSA Code33660
Medicare CBSA NameMobile, AL
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseMobile

Alabama Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]