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36477 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 36477 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Samson, AL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 36477.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 36477 and start shopping.

Quickly and Easily Compare Average Rates for 36477

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Samson, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 36477

Homeowners in Samson are paying roughly $1124 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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36477 Home Insurance Average Premiums

Local 36477 homeowners insurance quotes comparison

$874 /yr.

Shows Zip Code: 36477 lowest rates with discounts applied on average.

For the 36477, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$874 /yr.
Average Coverage:$1124 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1424 /yr.

What is the average home insurance cost for a home in 36477?

  • • The average homeowners insurance premium paid annually for a home in 36477 is around $1124 per year.

What does it cost on average per month for home insurance in 36477?

  • • Homeowners in 36477 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 36477?

  • • Autoowners in 36477 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Samson, check out other zip codes nearby 36477.
To review average rates in another zip code, click on a zip code below:
36477  | 

Home Replacement Cost Coverage in 36477

Average Building Cost Per Square Foot in 36477: $104

Location: Samson, Alabama (Geneva County)

Average Square Footage in 36477: 833 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36477 before you start any project. Samson homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36477 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36477 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 833 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Samson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104833$86,600
Additional Upgrades & Added Features$130833$108,250
Major Home Updates or Advancements$156833$129,900

It's important to understand that when you estimate your replacement cost of your home in the 36477 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36477

Best Home & Auto Insurance Agencies in 36477

Alfa Insurance

Address: 117 E Main St Samson, AL 36477
Phone:
Website:
Info:

Housing Demographics for 36477

Population Review for 36477 Zip Code

For the city of Samson, the population within 36477 has increased to over 5,438 residents in population size. The current population total is 4,768. We have broken down the population based on race below. In 36477, there are over 2356 in male population and 2412 females.

PopulationValues
Total Population4,768
White Population3941
Black Population361
Hispanic Population328
Asian Population15
Hawaiian Population0
Indian Population45
Other Population139
Male Population2356
Female Population2412
Population Estimate5438

Household Data for 36477

The average number of homes in 36477 is around 1,919, there are an average of 2.47 per household. The average house value according to local real estate values is around $86,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,919
Persons Per Household2.47
Average House Value$86,600
Income Per Household$42277
Median Age41.3
Median Age Male39.6
Median Age Female43.2
36477 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code334
CitySamson
City Alias NameSAMSON
CountyGeneva
County FIPS061
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA222
CBSA20020
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDothan, AL
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses64
Number Of Employees300
Business First Quarter Payroll2492
Business Annual Payroll10904
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population145639
CBSA Division Population0
Congressional District01|02
Congressional LandArea6066.83|10141.63
Delivery Residential2202
Delivery Business141
Delivery Total2526
Preferred Last Line KeyY11055
Classification Code
Multi-CountyY
CSA NameDothan-Enterprise-Ozark, AL
CBSA_DIV_Name
City State KeyY11055
Land Area160.753000
Water Area1.801000
City Alias Code
City Mixed CaseSamson
City Alias Mixed CaseSamson
Box Count140
SFDU2202
MFDU0
State ANSI01
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number017200
Unique ZIP Name
SSA State County Code01300
Medicare CBSA Code20020
Medicare CBSA NameDothan, AL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseGeneva

Alabama Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]