Get multiple home insurance quotes in 77957. Our licensed 77957, TX agents are ready to serve you.

Compare 77957 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 77957 area? The average homeowners premium in Texas for a standard homeowners policy is around $1,519/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 77957 zip code, the population size is around 8,730 with 3,236 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 77957.

Please give us a call now at 1-866-502-7287, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Edna, TX Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. TX RateDiscountsSavingsShop Rates
$2,000up to 40% off$800

77957 Home Insurance Average Premiums

Local 77957 homeowners insurance quotes comparison

$1269 /yr.

Shows Zip Code: 77957 lowest rates with discounts applied on average.

For the 77957, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1269 /yr.
Average Coverage:$1519 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1819 /yr.

What is the average home insurance cost for a home in 77957?

  • • The average homeowners insurance premium paid annually for a home in 77957 is around $1519 per year.

What does it cost on average per month for home insurance in 77957?

  • • Homeowners in 77957 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 77957?

  • • Autoowners in 77957 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Edna area, check out other zip codes nearby 77957.
Review average rates in another zip code:
77957 homeowners insurance rates

Home Replacement Cost Coverage in 77957

Average Building Cost Per Square Foot in 77957: $129

Location: Edna, Texas (Jackson County)

Average Square Footage in 77957: 779 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77957 before you start any project. Edna homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77957 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77957 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 779 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Edna area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129779$100,500
Additional Upgrades & Added Features$161779$125,625
Major Home Updates or Advancements$194779$150,750

It's important to understand that when you estimate your replacement cost of your home in the 77957 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77957

Best Home & Auto Insurance Agencies in 77957

Housing Demographics for 77957

Population Review for 77957 Zip Code

For the city of Edna, the population within 77957 has increased to over 8,320 residents in population size. The current population total is 8,730. We have broken down the population based on race below. In 77957, there are over 4314 in male population and 4416 females.

PopulationValues
Total Population8,730
White Population5480
Black Population911
Hispanic Population2716
Asian Population125
Hawaiian Population4
Indian Population36
Other Population1045
Male Population4314
Female Population4416
Population Estimate8320

Household Data for 77957

The average number of homes in 77957 is around 3,236, there are an average of 2.60 per household. The average house value according to local real estate values is around $100,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,236
Persons Per Household2.60
Average House Value$100,500
Income Per Household$59701
Median Age39.4
Median Age Male38.4
Median Age Female40.5
77957 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code361
CityEdna
City Alias NameEDNA
CountyJackson
County FIPS239
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses213
Number Of Employees1767
Business First Quarter Payroll17142
Business Annual Payroll74844
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District27
Congressional LandArea9128.25
Delivery Residential3200
Delivery Business235
Delivery Total4460
Preferred Last Line KeyW23610
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW23610
Land Area358.845000
Water Area5.278000
City Alias Code
City Mixed CaseEdna
City Alias Mixed CaseEdna
Box Count577
SFDU2869
MFDU81
State ANSI48
County ANSI239
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number482750
Unique ZIP Name
SSA State County Code45681
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID22
County Mixed CaseJackson

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]