Get multiple home insurance quotes in 77385. Our licensed 77385, TX agents are ready to serve you.

77385, TX Homeowners Insurance Rates

With a population size of 27,801 and with 9,291 occupied homes in the 77385 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Conroe, TX are around $1,507 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Conroe, Texas. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-866-502-7287 so we can help you review rates today!

It's important to know that if your Texas home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Conroe, TX.

For Texas home insurance information, including average Conroe home insurance rates, coverage options or the different homeowners insurance types, please select Conroe, TX Home Insurance Quotes Now!

77385 Home Insurance Average Premiums

Local 77385 homeowners insurance quotes comparison

$1257 /yr.

Shows Zip Code: 77385 lowest rates with discounts applied on average.

For the 77385, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1257 /yr.
Average Coverage:$1507 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1807 /yr.

What is the average home insurance cost for a home in 77385?

  • • The average homeowners insurance premium paid annually for a home in 77385 is around $1507 per year.

What does it cost on average per month for home insurance in 77385?

  • • Homeowners in 77385 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 77385?

  • • Autoowners in 77385 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Conroe area, check out other zip codes nearby 77385.
Review average rates in another zip code:
77302 homeowners insurance rates
77303 homeowners insurance rates
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77384 homeowners insurance rates
77304 homeowners insurance rates
77306 homeowners insurance rates
77301 homeowners insurance rates

Home Replacement Cost Coverage in 77385

Average Building Cost Per Square Foot in 77385: $129

Location: Conroe, Texas (Montgomery County)

Average Square Footage in 77385: 1,827 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77385 before you start any project. Conroe homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77385 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77385 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,827 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Conroe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,827$235,700
Additional Upgrades & Added Features$1611,827$294,625
Major Home Updates or Advancements$1941,827$353,550

It's important to understand that when you estimate your replacement cost of your home in the 77385 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77385

Best Home & Auto Insurance Agencies in 77385

AAA Texas

Address: 27726 Interstate 45 N Conroe, TX 77385
Phone:
Website: http://www.aaa-texas.com/
Info:

Housing Demographics for 77385

Population Review for 77385 Zip Code

For the city of Conroe, the population within 77385 has increased to over 34,474 residents in population size. The current population total is 27,801. We have broken down the population based on race below. In 77385, there are over 13547 in male population and 14254 females.

PopulationValues
Total Population27,801
White Population16931
Black Population2608
Hispanic Population6713
Asian Population1621
Hawaiian Population29
Indian Population244
Other Population2382
Male Population13547
Female Population14254
Population Estimate34474

Household Data for 77385

The average number of homes in 77385 is around 9,291, there are an average of 2.99 per household. The average house value according to local real estate values is around $235,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,291
Persons Per Household2.99
Average House Value$235,700
Income Per Household$95725
Median Age34.9
Median Age Male34.3
Median Age Female35.5
77385 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code936/281/346/832
CityConroe
City Alias NameCONROE
CountyMontgomery
County FIPS339
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses680
Number Of Employees13438
Business First Quarter Payroll127156
Business Annual Payroll568630
Business Employment Flag
Growth Rank35
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number15973
Growth Increase Percentage3.5
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District02|08
Congressional LandArea308.75|6053.76
Delivery Residential11530
Delivery Business828
Delivery Total18205
Preferred Last Line KeyW23323
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW23323
Land Area21.704000
Water Area0.421000
City Alias Code
City Mixed CaseConroe
City Alias Mixed CaseConroe
Box Count0
SFDU3602
MFDU769
State ANSI48
County ANSI339
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number481975
Unique ZIP Name
SSA State County Code45801
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID27
County Mixed CaseMontgomery

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]