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27612 Home Insurance Rates

Getting multiple homeowners insurance rates in 27612 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Raleigh, NC. Many homeowners based out of the 27612 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our North Carolina licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 27612 should appear in the zip code field ready to go. For Raleigh, NC Home Insurance Quotes, Click to easily get started!

27612 Homeowners Insurance Rates, Average Rating: Medium!

Your homeowners insurance policy in 27612 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Raleigh. For a basic HO-3, standard homeowners policy, the average premium per year in North Carolina is around $847. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 27612 zip code today and let us help you save time and money on your homeowners insurance premium.

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27612 Home Insurance Average Premiums

Local 27612 homeowners insurance quotes comparison

$597 /yr.

Shows Zip Code: 27612 lowest rates with discounts applied on average.

For the 27612, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$597 /yr.
Average Coverage:$847 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1147 /yr.

What is the average home insurance cost for a home in 27612?

  • • The average homeowners insurance premium paid annually for a home in 27612 is around $847 per year.

What does it cost on average per month for home insurance in 27612?

  • • Homeowners in 27612 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 27612?

  • • Autoowners in 27612 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Raleigh area, check out other zip codes nearby 27612.
Review average rates in another zip code:
27604 homeowners insurance rates
27609 homeowners insurance rates
27616 homeowners insurance rates
27603 homeowners insurance rates
27608 homeowners insurance rates
27605 homeowners insurance rates
27612 homeowners insurance rates
27613 homeowners insurance rates
27607 homeowners insurance rates
27610 homeowners insurance rates

Home Replacement Cost Coverage in 27612

Average Building Cost Per Square Foot in 27612: $135

Location: Raleigh, North Carolina (Wake County)

Average Square Footage in 27612: 2,824 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 27612 before you start any project. Raleigh homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 27612 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 27612 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,824 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Raleigh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1352,824$381,300
Additional Upgrades & Added Features$1692,824$476,625
Major Home Updates or Advancements$2032,824$571,950

It's important to understand that when you estimate your replacement cost of your home in the 27612 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 27612

Bb&t Insurance Services

Address: 3605 Glenwood Ave Raleigh, NC 27612
Phone: (919)716-9777
Website:

Best Home & Auto Insurance Agencies in 27612

Allstate Insurance Companies Sales Offices Raleigh

Address: 5816 Creedmoor Rd Raleigh, NC 27612
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Carroll- Jimmy W - State Farm Insurance Agent

Address: 5639 Creedmoor Road Creedmoor Shopping Center Raleigh, NC 27612
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Company

Address: 3121 Edwards Mill Rd, #107 Raleigh, NC 27612
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Bb&t Insurance Services

Address: 3605 Glenwood Ave Raleigh, NC 27612
Phone:
Website:
Info:

Donald K Thomas Ins Agcy Inc - State Farm Insurance Agent

Address: 2245 North Hills Dr Raleigh, NC 27612
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 27612

Population Review for 27612 Zip Code

For the city of Raleigh, the population within 27612 has increased to over 41,753 residents in population size. The current population total is 39,576. We have broken down the population based on race below. In 27612, there are over 18678 in male population and 20898 females.

PopulationValues
Total Population39,576
White Population28742
Black Population5209
Hispanic Population3068
Asian Population1452
Hawaiian Population19
Indian Population126
Other Population1313
Male Population18678
Female Population20898
Population Estimate41753

Household Data for 27612

The average number of homes in 27612 is around 19,213, there are an average of 2.03 per household. The average house value according to local real estate values is around $381,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,213
Persons Per Household2.03
Average House Value$381,300
Income Per Household$83883
Median Age37.5
Median Age Male36.6
Median Age Female38.2
27612 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code919/984
CityRaleigh
City Alias NameRALEIGH
CountyWake
County FIPS183
State FIPS37
Time Zone5
Day Light SavingY
MSA6640
PMSA
CSA450
CBSA39580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRaleigh-Cary, NC
MSA_NameRaleigh-Durham-Chapel Hill, NC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1540
Number Of Employees25555
Business First Quarter Payroll370526
Business Annual Payroll1648150
Business Employment Flag
Growth Rank49
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number28787
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population1130490
CBSA Division Population0
Congressional District02
Congressional LandArea3246.68
Delivery Residential20568
Delivery Business1386
Delivery Total21749
Preferred Last Line KeyY16260
Classification Code
Multi-County
CSA NameRaleigh-Durham-Cary, NC
CBSA_DIV_Name
City State KeyY16260
Land Area16.606000
Water Area0.119000
City Alias Code
City Mixed CaseRaleigh
City Alias Mixed CaseRaleigh
Box Count0
SFDU8068
MFDU8814
State ANSI37
County ANSI183
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number366352
Unique ZIP Name
SSA State County Code34910
Medicare CBSA Code39580
Medicare CBSA NameRaleigh-Cary, NC
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseWake

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]