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Homeowners Insurance in 39180

In Vicksburg, MS, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 39180 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Mississippi licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 39180 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 39180 should appear in the zip code field ready to go.

39180 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Mississippi, you are going to see rates around the average home insurance premium per year of $1206. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Vicksburg home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 39180 Home Insurance Rates Now!

Best 3 Options to Compare in 39180

If you want homeowners insurance quotes within the city of Vicksburg or in the 39180 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Vicksburg, MS.

39180 Home Insurance Average Premiums

Local 39180 homeowners insurance quotes comparison

$956 /yr.

Shows Zip Code: 39180 lowest rates with discounts applied on average.

For the 39180, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$956 /yr.
Average Coverage:$1206 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1506 /yr.

What is the average home insurance cost for a home in 39180?

  • • The average homeowners insurance premium paid annually for a home in 39180 is around $1206 per year.

What does it cost on average per month for home insurance in 39180?

  • • Homeowners in 39180 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 39180?

  • • Autoowners in 39180 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vicksburg area, check out other zip codes nearby 39180.
Review average rates in another zip code:
39180 homeowners insurance rates
39183 homeowners insurance rates

Home Replacement Cost Coverage in 39180

Average Building Cost Per Square Foot in 39180: $96

Location: Vicksburg, Mississippi (Warren County)

Average Square Footage in 39180: 1,340 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39180 before you start any project. Vicksburg homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39180 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39180 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,340 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vicksburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,340$128,600
Additional Upgrades & Added Features$1201,340$160,750
Major Home Updates or Advancements$1441,340$192,900

It's important to understand that when you estimate your replacement cost of your home in the 39180 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39180

Sumrall A T Inc

Address: 2566 South Frontage Road Vicksburg, MS 39180
Phone: (601)636-8455
Website:

Nationwide Insurance Company - Agents- Vicksburg- Sumrall

Address: 2466 South Frontage Road Vicksburg, MS 39180
Phone: (601)636-8455
Website: www.nationwide.com

Best Home & Auto Insurance Agencies in 39180

Lauderdale- Ada R - State Farm Insurance Agent

Address: 2000 Drummond St Vicksburg, MS 39180
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Carter- Gregory - State Farm Insurance Agent

Address: 1915 Mission 66 Vicksburg, MS 39180
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 39180

Population Review for 39180 Zip Code

For the city of Vicksburg, the population within 39180 has increased to over 33,235 residents in population size. The current population total is 30,383. We have broken down the population based on race below. In 39180, there are over 14365 in male population and 16018 females.

PopulationValues
Total Population30,383
White Population13579
Black Population15280
Hispanic Population673
Asian Population271
Hawaiian Population0
Indian Population56
Other Population273
Male Population14365
Female Population16018
Population Estimate33235

Household Data for 39180

The average number of homes in 39180 is around 12,575, there are an average of 2.39 per household. The average house value according to local real estate values is around $128,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,575
Persons Per Household2.39
Average House Value$128,600
Income Per Household$49957
Median Age40.7
Median Age Male38.9
Median Age Female42.2
39180 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601/769
CityVicksburg
City Alias NameVICKSBURG
CountyWarren
County FIPS149
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA298
CBSA46980
CBSA_DIV
CBSA_TypeMicro
CBSA_NameVicksburg, MS
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses690
Number Of Employees10084
Business First Quarter Payroll93267
Business Annual Payroll408255
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population48773
CBSA Division Population0
Congressional District02
Congressional LandArea15551.51
Delivery Residential13906
Delivery Business1106
Delivery Total14959
Preferred Last Line KeyY14573
Classification Code
Multi-County
CSA NameJackson-Vicksburg-Brookhaven, MS
CBSA_DIV_Name
City State KeyY14573
Land Area261.087000
Water Area15.324000
City Alias Code
City Mixed CaseVicksburg
City Alias Mixed CaseVicksburg
Box Count0
SFDU11034
MFDU1607
State ANSI28
County ANSI149
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number278710
Unique ZIP Name
SSA State County Code25740
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseWarren

Mississippi Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]