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Quickly Revew Homeowners Insurance in 98125

If you own a home in Seattle, WA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 98125 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Washington licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 98125 and start comparing rates now.

98125 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 98125 is $623 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 98125 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Seattle, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

98125 Home Insurance Average Premiums

Local 98125 homeowners insurance quotes comparison

$373 /yr.

Shows Zip Code: 98125 lowest rates with discounts applied on average.

For the 98125, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$373 /yr.
Average Coverage:$623 /yr.
2600 sq. ft. or higher
(all discounts applied)
$923 /yr.

What is the average home insurance cost for a home in 98125?

  • • The average homeowners insurance premium paid annually for a home in 98125 is around $623 per year.

What does it cost on average per month for home insurance in 98125?

  • • Homeowners in 98125 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 98125?

  • • Autoowners in 98125 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Seattle area, check out other zip codes nearby 98125.
Review average rates in another zip code:
98103 homeowners insurance rates
98177 homeowners insurance rates
98121 homeowners insurance rates
98112 homeowners insurance rates
98136 homeowners insurance rates
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98199 homeowners insurance rates
98188 homeowners insurance rates
98106 homeowners insurance rates
98107 homeowners insurance rates

Home Replacement Cost Coverage in 98125

Average Building Cost Per Square Foot in 98125: $242

Location: Seattle, Washington (King County)

Average Square Footage in 98125: 2,768 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98125 before you start any project. Seattle homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98125 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98125 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,768 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Seattle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2422,768$669,800
Additional Upgrades & Added Features$3032,768$837,250
Major Home Updates or Advancements$3632,768$1,004,700

It's important to understand that when you estimate your replacement cost of your home in the 98125 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98125

Allstate Insurance - Francis G. Suarez

Address: 12050 15th Ave Ne Suite C1 Seattle, WA 98125
Phone: (206)364-2450
Website:

Best Home & Auto Insurance Agencies in 98125

Tayofunmi Insurance Agency

Address: 3116 NE 125th St Seattle, WA 98125
Phone:
Website: http://www.seattle.citysearch.com/profile/external/41111505/seattle_wa/tayofunmi_insurance_agency.html
Info:

Juliann Kobs, Agent - Juliann Kobs State Farm Insurance Agency

Address: 2707 NE 125th St, Ste 101 Seattle, WA 98125
Phone:
Website: http://www.juliannkobs.com/
Info:

Mark Hafemeister Ins Agency Inc - State Farm Insurance Agent

Address: 14322 Lake City Way NE Seattle, WA 98125
Phone:
Website: http://www.seattle.citysearch.com/profile/external/34963550/seattle_wa/mark_hafemeister_ins_agcy_inc_state_farm_insurance_agent.html
Info:

Wang, Margaret - Allstate

Address: 12351 Lake City Way NE, #208 Seattle, WA 98125
Phone:
Website: http://www.allstateagencies.com/MargaretWang/Welcome/
Info:

Cairns Insurance Agency

Address: 13751 Lake City Way NE, #214 Seattle, WA 98125
Phone:
Website: http://www.seattle.citysearch.com/profile/external/668256510/seattle_wa/cairns_insurance_agency.html
Info:

Housing Demographics for 98125

Population Review for 98125 Zip Code

For the city of Seattle, the population within 98125 has increased to over 44,524 residents in population size. The current population total is 42,965. We have broken down the population based on race below. In 98125, there are over 21287 in male population and 21678 females.

PopulationValues
Total Population42,965
White Population24763
Black Population3811
Hispanic Population4213
Asian Population7242
Hawaiian Population125
Indian Population365
Other Population1847
Male Population21287
Female Population21678
Population Estimate44524

Household Data for 98125

The average number of homes in 98125 is around 19,400, there are an average of 2.19 per household. The average house value according to local real estate values is around $669,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,400
Persons Per Household2.19
Average House Value$669,800
Income Per Household$82439
Median Age37.0
Median Age Male36.1
Median Age Female38.1
98125 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code206
CitySeattle
City Alias NameSEATTLE
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses979
Number Of Employees8393
Business First Quarter Payroll97245
Business Annual Payroll430710
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District07
Congressional LandArea144.13
Delivery Residential20331
Delivery Business825
Delivery Total21020
Preferred Last Line KeyZ17429
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ17429
Land Area5.425000
Water Area0.788000
City Alias Code
City Mixed CaseSeattle
City Alias Mixed CaseSeattle
Box Count0
SFDU8329
MFDU9514
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number547616
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]