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24132 Home Insurance Rates & Premiums

Did you know there are over 460 people living within the 24132 zip code area? There are over 201 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 24132.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Virginia are on the rise. The estimated average premium is around $857 a year for a standard homeowners insurance policy in Parrott. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Parrott, VA Homeowners Insurance Quotes Online

24132 Home Insurance Average Premiums

Local 24132 homeowners insurance quotes comparison

$607 /yr.

Shows Zip Code: 24132 lowest rates with discounts applied on average.

For the 24132, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$607 /yr.
Average Coverage:$857 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1157 /yr.

What is the average home insurance cost for a home in 24132?

  • • The average homeowners insurance premium paid annually for a home in 24132 is around $857 per year.

What does it cost on average per month for home insurance in 24132?

  • • Homeowners in 24132 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 24132?

  • • Autoowners in 24132 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Parrott, check out other zip codes nearby 24132.
To review average rates in another zip code, click on a zip code below:
24132  | 

Home Replacement Cost Coverage in 24132

Average Building Cost Per Square Foot in 24132: $163

Location: Parrott, Virginia (Pulaski County)

Average Square Footage in 24132: 817 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24132 before you start any project. Parrott homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24132 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24132 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 817 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Parrott area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163817$133,100
Additional Upgrades & Added Features$204817$166,375
Major Home Updates or Advancements$245817$199,650

It's important to understand that when you estimate your replacement cost of your home in the 24132 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24132

Best Home & Auto Insurance Agencies in 24132

Housing Demographics for 24132

Population Review for 24132 Zip Code

For the city of Parrott, the population within 24132 has increased to over 0 residents in population size. The current population total is 460. We have broken down the population based on race below. In 24132, there are over 240 in male population and 220 females.

PopulationValues
Total Population460
White Population431
Black Population3
Hispanic Population6
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population240
Female Population220
Population Estimate0

Household Data for 24132

The average number of homes in 24132 is around 201, there are an average of 2.29 per household. The average house value according to local real estate values is around $133,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode201
Persons Per Household2.29
Average House Value$133,100
Income Per Household$0
Median Age50.4
Median Age Male50.7
Median Age Female50.1
24132 DetailsValues
StateVA
State Full NameVirginia
City TypeZ
City Alias Abbreviation
Area Code540
CityParrott
City Alias NamePARROTT
CountyPulaski
County FIPS155
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA13980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBlacksburg-Christiansburg-Radford, VA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population162958
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential0
Delivery Business0
Delivery Total180
Preferred Last Line KeyX27396
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX27396
Land Area14.489000
Water Area0.351000
City Alias Code
City Mixed CaseParrott
City Alias Mixed CaseParrott
Box Count174
SFDU0
MFDU0
State ANSI51
County ANSI155
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number516948
Unique ZIP Name
SSA State County Code49770
Medicare CBSA Code13980
Medicare CBSA NameBlacksburg-Christiansburg, VA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CasePulaski

Virginia Homeowners Insurance News & Information

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  • Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025

    A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales.  While high home prices and elevated interest rates […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]