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Compare 23511 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Norfolk just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 340 neighbors looking to save on their home insurance policy in the local 23511 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 23511. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Virginia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Norfolk, VA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Norfolk, VA

23511 Home Insurance Average Premiums

Local 23511 homeowners insurance quotes comparison

$585 /yr.

Shows Zip Code: 23511 lowest rates with discounts applied on average.

For the 23511, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$585 /yr.
Average Coverage:$835 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1135 /yr.

What is the average home insurance cost for a home in 23511?

  • • The average homeowners insurance premium paid annually for a home in 23511 is around $835 per year.

What does it cost on average per month for home insurance in 23511?

  • • Homeowners in 23511 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 23511?

  • • Autoowners in 23511 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Norfolk area, check out other zip codes nearby 23511.
Review average rates in another zip code:
23523 homeowners insurance rates
23510 homeowners insurance rates
23508 homeowners insurance rates
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23502 homeowners insurance rates
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23511 homeowners insurance rates

Home Replacement Cost Coverage in 23511

Average Building Cost Per Square Foot in 23511: $163

Location: Norfolk, Virginia (Norfolk City County)

Average Square Footage in 23511: 1,012 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23511 before you start any project. Norfolk homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23511 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23511 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,012 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Norfolk area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,012$165,000
Additional Upgrades & Added Features$2041,012$206,250
Major Home Updates or Advancements$2451,012$247,500

It's important to understand that when you estimate your replacement cost of your home in the 23511 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23511

Best Home & Auto Insurance Agencies in 23511

Housing Demographics for 23511

Population Review for 23511 Zip Code

For the city of Norfolk, the population within 23511 has increased to over 986 residents in population size. The current population total is 12,831. We have broken down the population based on race below. In 23511, there are over 10033 in male population and 2798 females.

PopulationValues
Total Population12,831
White Population6783
Black Population2899
Hispanic Population2939
Asian Population702
Hawaiian Population104
Indian Population152
Other Population1121
Male Population10033
Female Population2798
Population Estimate986

Household Data for 23511

The average number of homes in 23511 is around 340, there are an average of 4.06 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode340
Persons Per Household4.06
Average House Value$165,000
Income Per Household$58409
Median Age22.4
Median Age Male22.6
Median Age Female21.9
23511 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code757
CityNorfolk
City Alias NameNORFOLK
CountyNorfolk City
County FIPS710
State FIPS51
Time Zone5
Day Light SavingY
MSA5720
PMSA
CSA545
CBSA47260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameVirginia Beach-Chesapeake-Norfolk, VA-NC
MSA_NameNorfolk-Virginia Beach-Newport News, VA-NC
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses150
Number Of Employees2524
Business First Quarter Payroll36153
Business Annual Payroll153959
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1671683
CBSA Division Population0
Congressional District03
Congressional LandArea947.1
Delivery Residential243
Delivery Business7
Delivery Total2316
Preferred Last Line KeyX27304
Classification Code
Multi-County
CSA NameVirginia Beach-Chesapeake, VA-NC
CBSA_DIV_Name
City State KeyX27304
Land Area5.115000
Water Area1.255000
City Alias Code
City Mixed CaseNorfolk
City Alias Mixed CaseNorfolk
Box Count309
SFDU243
MFDU0
State ANSI51
County ANSI710
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number516522
Unique ZIP Name
SSA State County Code49641
Medicare CBSA Code47260
Medicare CBSA NameVirginia Beach-Norfolk-Newport News, VA-NC
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseNorfolk City

Virginia Homeowners Insurance News & Information

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