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Home Insurance in 22102
One of the best ways to save money on your homeowners insurance policy in the 22102 zip code is to shop your coverage on a regular basis. If your premium has been headed up in the last few years, we can help you find a great policy from the comfort of your own living room.
GetHomeInsuranceQuotes.com is the easiest way to shop for competitive homeowners insurance rates in in Mc Lean, VA. A few clicks of the mouse and we will show you quotes from up to 12 nationwide carriers who are happy to compete for your business.
As always, our service is free and our Virginia licensed agents can advise you on the coverages you need as well as the coverage levels you should be carrying to fully protect your property and possessions. They will also be happy to answer any questions you may have and explain the details of your homeowners insurance coverage.
Getting started is easy, simply click on the "Get Multiple Quotes Now" button at the top of the page, verify your 22102 zip code and you are ready to start saving on home insurance.
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Find Mc Lean, VA Homeowners Insurance Quotes to review the best coverage options in your area.
Information on the Average Homeowners Premiums in 22102
According to industry data, homeowners located in Mc Lean pay roughly $789 per year for a HO-3 homeowners policy. A HO-3 policy is considered the standard when it comes to homeowners insurance. It offers protection for your home, possessions, loss of use as well as liability protection. If you have a mortgage on your property, your lender will require an HO-3 policy is in place to protect their loan.
Remember, an HO-3 policy does not offer coverage for flood damage in 22102 zip code. If you live in a high-risk area for flood damage, your lender will most likely require that you carry a separate flood insurance policy. Our agents can help you determine if you need flood insurance coverage and help you find a policy that fully protects your property.
A recent ranking of Virginia home insurance premiums found that premiums in 22102 are 33 when compared to other state averages. Shopping your coverage on a regular basis is the best way to ensure you are getting the best price on a homeowners policy.
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The best part of our job is helping homeowners save money on their homeowners insurance while also educating our clients on the different types of coverage available to them in 22102.
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22102 Home Insurance Average Premiums
For the 22102, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $539 /yr. |
Average Coverage: | $789 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1089 /yr. |
What is the average home insurance cost for a home in 22102?
- • The average homeowners insurance premium paid annually for a home in 22102 is around $789 per year.
What does it cost on average per month for home insurance in 22102?
- • Homeowners in 22102 pay a monthly average cost per month around $66.00.
What kind of discount could I get if I combine my home and auto insurance together in 22102?
- • Autoowners in 22102 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Mc Lean area, check out other zip codes nearby 22102.
Review average rates in another zip code:
22102 homeowners insurance rates
22101 homeowners insurance rates
Home Replacement Cost Coverage in 22102
Average Building Cost Per Square Foot in 22102: $163
Location: Mc Lean, Virginia (Fairfax County)Average Square Footage in 22102: 5,263 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 22102 before you start any project. Mc Lean homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22102 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 22102 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,263 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mc Lean area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $163 | 5,263 | $857,800 |
Additional Upgrades & Added Features | $204 | 5,263 | $1,072,250 |
Major Home Updates or Advancements | $245 | 5,263 | $1,286,700 |
It's important to understand that when you estimate your replacement cost of your home in the 22102 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 22102
Best Home & Auto Insurance Agencies in 22102
Mikszan, Rick - State Farm Insurance
Address: 8115 Old Dominion Dr, #200 McLean, VA 22102Phone:
Website: http://www.rickmikszan.com/
Info:
Allstate Insurance Company - Mostafa Nadimi
Address: 8251 Greensboro Dr McLean, VA 22102Phone:
Website: http://www.allstateagencies.com/013023?cid=OTC-YP.com-IYP&att=TL
Info:
Holland, Dave - State Farm Insurance Agent
Address: 8201 Greensboro Dr McLean, VA 22102Phone:
Website: http://www.citysearch.com/profile/external/605154382/mclean_va/holland_dave_state_farm_insurance_agent.html
Info:
Nationwide Insurance
Address: 1572 Spring Hill Rd McLean, VA 22102Phone:
Website:
Info:
Allstate Insurance Companies
Address: 1984 Chain Bridge Rd McLean, VA 22102Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 22102
Population Review for 22102 Zip Code
For the city of Mc Lean, the population within 22102 has increased to over 31,345 residents in population size. The current population total is 27,743. We have broken down the population based on race below. In 22102, there are over 13623 in male population and 14120 females.
Population | Values |
---|---|
Total Population | 27,743 |
White Population | 14875 |
Black Population | 1449 |
Hispanic Population | 2115 |
Asian Population | 8242 |
Hawaiian Population | 16 |
Indian Population | 35 |
Other Population | 770 |
Male Population | 13623 |
Female Population | 14120 |
Population Estimate | 31345 |
Household Data for 22102
The average number of homes in 22102 is around 12,588, there are an average of 2.19 per household. The average house value according to local real estate values is around $857,800. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 12,588 |
Persons Per Household | 2.19 |
Average House Value | $857,800 |
Income Per Household | $140839 |
Median Age | 36.9 |
Median Age Male | 35.5 |
Median Age Female | 38.4 |
22102 Details | Values |
---|---|
State | VA |
State Full Name | Virginia |
City Type | P |
City Alias Abbreviation | |
Area Code | 703/571 |
City | Mc Lean |
City Alias Name | MC LEAN |
County | Fairfax |
County FIPS | 059 |
State FIPS | 51 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 8872 |
PMSA | 8840 |
CSA | 548 |
CBSA | 47900 |
CBSA_DIV | 11694 |
CBSA_Type | Metro |
CBSA_Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
MSA_Name | Washington-Baltimore, DC-MD-VA-WV CMSA |
PMSA_Name | Washington, DC-MD-VA-WV PMSA |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 2011 |
Number Of Employees | 92830 |
Business First Quarter Payroll | 3072917 |
Business Annual Payroll | 11997867 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 5582170 |
CBSA Division Population | 2730639 |
Congressional District | 08|11 |
Congressional LandArea | 149.24|185.09 |
Delivery Residential | 14313 |
Delivery Business | 1524 |
Delivery Total | 16802 |
Preferred Last Line Key | X27112 |
Classification Code | |
Multi-County | |
CSA Name | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA |
CBSA_DIV_Name | Arlington-Alexandria-Reston, VA-WV |
City State Key | X27112 |
Land Area | 12.307000 |
Water Area | 0.103000 |
City Alias Code | |
City Mixed Case | Mc Lean |
City Alias Mixed Case | Mc Lean |
Box Count | 220 |
SFDU | 3782 |
MFDU | 9925 |
State ANSI | 51 |
County ANSI | 600 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 515478 |
Unique ZIP Name | |
SSA State County Code | 49290 |
Medicare CBSA Code | 47894 |
Medicare CBSA Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
Medicare CBSA Type | Metro |
Market Rating Area ID | 10 |
County Mixed Case | Fairfax |
Virginia Homeowners Insurance News & Information
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Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024
According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums. While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]
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Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024
As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]
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Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024
Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]