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Homeowners Insurance coverage in 22101

If you are a homeowner in 22101 or Mc Lean, VA you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Mc Lean.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 22101.

Learn more about our homeowners insurance shopping service by selecting the best Mc Lean, VA Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 22101?

Residents of Mc Lean have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Virginia? While Virginia is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Virginia comes in at 33 in the country for homeowners insurance premiums.

If you are living in 22101 zipcode, expect to pay around $1011 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Mc Lean does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

22101 Home Insurance Average Premiums

Local 22101 homeowners insurance quotes comparison

$761 /yr.

Shows Zip Code: 22101 lowest rates with discounts applied on average.

For the 22101, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$761 /yr.
Average Coverage:$1011 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1311 /yr.

What is the average home insurance cost for a home in 22101?

  • • The average homeowners insurance premium paid annually for a home in 22101 is around $1011 per year.

What does it cost on average per month for home insurance in 22101?

  • • Homeowners in 22101 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 22101?

  • • Autoowners in 22101 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mc Lean area, check out other zip codes nearby 22101.
Review average rates in another zip code:
22101 homeowners insurance rates
22102 homeowners insurance rates

Home Replacement Cost Coverage in 22101

Average Building Cost Per Square Foot in 22101: $163

Location: Mc Lean, Virginia (Fairfax County)

Average Square Footage in 22101: 6,741 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22101 before you start any project. Mc Lean homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22101 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22101 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 6,741 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mc Lean area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1636,741$1,098,800
Additional Upgrades & Added Features$2046,741$1,373,500
Major Home Updates or Advancements$2456,741$1,648,200

It's important to understand that when you estimate your replacement cost of your home in the 22101 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22101

Allstate Insurance - Catherine Tresnicky

Address: 1483 Chain Bridge Rd 103 McLean, VA 22101
Phone: (703)556-0675
Website:

Best Home & Auto Insurance Agencies in 22101

Heinrichs, Lynn - State Farm Insurance Agent

Address: 6842 Elm St, #101 McLean, VA 22101
Phone:
Website:
Info:

Metlife Auto & Home Agent: Maurice Sobel

Address: 1499 Chain Bridge Rd, #201 McLean, VA 22101
Phone:
Website: http://www.msobel.metlife.com/
Info:

Allstate Insurance Companies

Address: 1311 Dolley Madison Blvd McLean, VA 22101
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Cathi Tresnicky

Address: 1483 Chain Bridge Rd McLean, VA 22101
Phone:
Website:
Info:

Allstate Insurance Company - Sereda Fowlkes

Address: 1449 Dolley Madison Blvd McLean, VA 22101
Phone:
Website: http://www.washingtondc.citysearch.com/profile/667553290/mc_lean_va/allstate_insurance_company_sereda_fowlkes.html
Info:

Housing Demographics for 22101

Population Review for 22101 Zip Code

For the city of Mc Lean, the population within 22101 has increased to over 33,010 residents in population size. The current population total is 31,414. We have broken down the population based on race below. In 22101, there are over 15241 in male population and 16173 females.

PopulationValues
Total Population31,414
White Population21228
Black Population603
Hispanic Population2033
Asian Population5979
Hawaiian Population18
Indian Population55
Other Population414
Male Population15241
Female Population16173
Population Estimate33010

Household Data for 22101

The average number of homes in 22101 is around 10,787, there are an average of 2.90 per household. The average house value according to local real estate values is around $1,098,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,787
Persons Per Household2.90
Average House Value$1,098,800
Income Per Household$240398
Median Age45.6
Median Age Male44.7
Median Age Female46.4
22101 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code703/571
CityMc Lean
City Alias NameMC LEAN
CountyFairfax
County FIPS059
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1302
Number Of Employees11341
Business First Quarter Payroll193622
Business Annual Payroll900767
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District08|11
Congressional LandArea149.24|185.09
Delivery Residential11383
Delivery Business908
Delivery Total12994
Preferred Last Line KeyX27112
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX27112
Land Area13.103000
Water Area0.041000
City Alias Code
City Mixed CaseMc Lean
City Alias Mixed CaseMc Lean
Box Count390
SFDU9779
MFDU1039
State ANSI51
County ANSI600
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number515478
Unique ZIP Name
SSA State County Code49290
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFairfax

Virginia Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]