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84790, UT Home Insurance

In the zip code of 84790, the population size is around 52,982, which consists of 18,101 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Saint George, UT. A few years ago, a study was done and found that the average home insurance rates for Utah are around $592 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 84790 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Saint George. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Saint George, UT Homeowners Insurance Online Rates Today!

84790 Home Insurance Average Premiums

Local 84790 homeowners insurance quotes comparison

$342 /yr.

Shows Zip Code: 84790 lowest rates with discounts applied on average.

For the 84790, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$342 /yr.
Average Coverage:$592 /yr.
2600 sq. ft. or higher
(all discounts applied)
$892 /yr.

What is the average home insurance cost for a home in 84790?

  • • The average homeowners insurance premium paid annually for a home in 84790 is around $592 per year.

What does it cost on average per month for home insurance in 84790?

  • • Homeowners in 84790 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84790?

  • • Autoowners in 84790 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint George area, check out other zip codes nearby 84790.
Review average rates in another zip code:
84770 homeowners insurance rates
84790 homeowners insurance rates

Home Replacement Cost Coverage in 84790

Average Building Cost Per Square Foot in 84790: $189

Location: Saint George, Utah (Washington County)

Average Square Footage in 84790: 1,975 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84790 before you start any project. Saint George homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84790 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84790 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,975 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint George area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,975$373,200
Additional Upgrades & Added Features$2361,975$466,500
Major Home Updates or Advancements$2841,975$559,800

It's important to understand that when you estimate your replacement cost of your home in the 84790 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84790

Best Home & Auto Insurance Agencies in 84790

Mike Barker Insurance Agcy Inc - State Farm Insurance Agent

Address: 720 S River Rd St George, UT 84790
Phone:
Website:
Info:

MetLife Auto & Home Insurance

Address: 321 N Mall Dr St George, UT 84790
Phone:
Website: http://www.metlife.com
Info:

M&S

Address: 555 S River Rd St George, UT 84790
Phone:
Website:
Info:

State Farm Insurance

Address: 566 N Mall Dr St George, UT 84790
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 84790

Population Review for 84790 Zip Code

For the city of Saint George, the population within 84790 has increased to over 64,269 residents in population size. The current population total is 52,982. We have broken down the population based on race below. In 84790, there are over 25902 in male population and 27080 females.

PopulationValues
Total Population52,982
White Population44815
Black Population277
Hispanic Population5396
Asian Population752
Hawaiian Population606
Indian Population560
Other Population2324
Male Population25902
Female Population27080
Population Estimate64269

Household Data for 84790

The average number of homes in 84790 is around 18,101, there are an average of 2.90 per household. The average house value according to local real estate values is around $373,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,101
Persons Per Household2.90
Average House Value$373,200
Income Per Household$73071
Median Age37.6
Median Age Male36.0
Median Age Female39.0
84790 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CitySaint George
City Alias NameSAINT GEORGE
CountyWashington
County FIPS053
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA41100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. George, UT
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2099
Number Of Employees24257
Business First Quarter Payroll242665
Business Annual Payroll1059587
Business Employment Flag
Growth Rank85
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number3551
Growth Increase Percentage2.6
Metropolitan DetailsValues
CBSA Population138115
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential22162
Delivery Business1491
Delivery Total22395
Preferred Last Line KeyZ16289
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16289
Land Area48.340000
Water Area0.000000
City Alias Code
City Mixed CaseSaint George
City Alias Mixed CaseSaint George
Box Count0
SFDU3020
MFDU942
State ANSI49
County ANSI053
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number498500
Unique ZIP Name
SSA State County Code46260
Medicare CBSA Code41100
Medicare CBSA NameSt. George, UT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseWashington

Utah Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]