Get multiple home insurance quotes in 84754. Our licensed 84754, UT agents are ready to serve you.

84754 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 84754 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Monroe, UT quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 84754.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 84754 and start shopping.

Quickly and Easily Compare Average Rates for 84754

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Monroe, UT home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 84754

Homeowners in Monroe are paying roughly $599 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

Save on 84754 Home Insurance Quotes right now!

84754 Home Insurance Average Premiums

Local 84754 homeowners insurance quotes comparison

$349 /yr.

Shows Zip Code: 84754 lowest rates with discounts applied on average.

For the 84754, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$349 /yr.
Average Coverage:$599 /yr.
2600 sq. ft. or higher
(all discounts applied)		$899 /yr.

What is the average home insurance cost for a home in 84754?

  • • The average homeowners insurance premium paid annually for a home in 84754 is around $599 per year.

What does it cost on average per month for home insurance in 84754?

  • • Homeowners in 84754 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 84754?

  • • Autoowners in 84754 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Monroe, check out other zip codes nearby 84754.
To review average rates in another zip code, click on a zip code below:
84754  | 

Home Replacement Cost Coverage in 84754

Average Building Cost Per Square Foot in 84754: $189

Location: Monroe, Utah (Sevier County)

Average Square Footage in 84754: 1,141 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84754 before you start any project. Monroe homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84754 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84754 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,141 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Monroe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,141$215,700
Additional Upgrades & Added Features$2361,141$269,625
Major Home Updates or Advancements$2841,141$323,550

It's important to understand that when you estimate your replacement cost of your home in the 84754 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84754

Best Home & Auto Insurance Agencies in 84754

Housing Demographics for 84754

Population Review for 84754 Zip Code

For the city of Monroe, the population within 84754 has increased to over 4,012 residents in population size. The current population total is 4,004. We have broken down the population based on race below. In 84754, there are over 2061 in male population and 1943 females.

PopulationValues
Total Population4,004
White Population3708
Black Population13
Hispanic Population169
Asian Population6
Hawaiian Population8
Indian Population31
Other Population76
Male Population2061
Female Population1943
Population Estimate4012

Household Data for 84754

The average number of homes in 84754 is around 1,382, there are an average of 2.86 per household. The average house value according to local real estate values is around $215,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,382
Persons Per Household2.86
Average House Value$215,700
Income Per Household$61893
Median Age38.7
Median Age Male37.8
Median Age Female39.6
84754 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityMonroe
City Alias NameMONROE
CountySevier
County FIPS041
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses55
Number Of Employees389
Business First Quarter Payroll2704
Business Annual Payroll11781
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential1403
Delivery Business26
Delivery Total1637
Preferred Last Line KeyZ16151
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16151
Land Area79.776000
Water Area0.017000
City Alias Code
City Mixed CaseMonroe
City Alias Mixed CaseMonroe
Box Count162
SFDU1357
MFDU12
State ANSI49
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number495814
Unique ZIP Name
SSA State County Code46200
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSevier

Utah Homeowners Insurance News & Information

  • What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025

    A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]

  • Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025

    A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales.  While high home prices and elevated interest rates […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]