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84302, UT Homeowners Insurance Rates

With a population size of 26,564 and with 8,886 occupied homes in the 84302 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Brigham City, UT are around $591 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Brigham City, Utah. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Utah home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Brigham City, UT.

For Utah home insurance information, including average Brigham City home insurance rates, coverage options or the different homeowners insurance types, please select Brigham City, UT Home Insurance Quotes Now!

84302 Home Insurance Average Premiums

Local 84302 homeowners insurance quotes comparison

$341 /yr.

Shows Zip Code: 84302 lowest rates with discounts applied on average.

For the 84302, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$341 /yr.
Average Coverage:$591 /yr.
2600 sq. ft. or higher
(all discounts applied)
$891 /yr.

What is the average home insurance cost for a home in 84302?

  • • The average homeowners insurance premium paid annually for a home in 84302 is around $591 per year.

What does it cost on average per month for home insurance in 84302?

  • • Homeowners in 84302 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84302?

  • • Autoowners in 84302 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Brigham City, check out other zip codes nearby 84302.
To review average rates in another zip code, click on a zip code below:
84302  | 

Home Replacement Cost Coverage in 84302

Average Building Cost Per Square Foot in 84302: $189

Location: Brigham City, Utah (Box Elder County)

Average Square Footage in 84302: 1,314 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84302 before you start any project. Brigham City homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84302 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84302 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,314 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brigham City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,314$248,300
Additional Upgrades & Added Features$2361,314$310,375
Major Home Updates or Advancements$2841,314$372,450

It's important to understand that when you estimate your replacement cost of your home in the 84302 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84302

Best Home & Auto Insurance Agencies in 84302

Sharp, Howard - Farmers Insurance Group

Address: 111 East Forest Street Brigham City, UT 84302
Phone:
Website: http://www.national.citysearch.com/profile/external/34678204/brigham_city_ut/sharp_howard_farmers_insurance_group.html
Info:

Loveland, Clinton - Allstate

Address: 10 South Main Street Brigham City, UT 84302
Phone:
Website: http://www.allstateagencies.com/TLOVELAND/Welcome/
Info:

Farm Bureau Financial Services - MacAde Evans

Address: 1149 South 450 West #103 Perry, UT 84302
Phone:
Website: http://www.macadeevans.fbfs.com/
Info:

American Family Insurance

Address: 1149 450 West Brigham City, UT 84302
Phone:
Website: http://www.amfam.com/
Info:

Allstate Insurance Company - Christie Juber

Address: 502 South Main Street Brigham City, UT 84302
Phone:
Website: http://www.allstateagencies.com/ChristieJuber/Welcome/
Info:

Housing Demographics for 84302

Population Review for 84302 Zip Code

For the city of Brigham City, the population within 84302 has increased to over 26,771 residents in population size. The current population total is 26,564. We have broken down the population based on race below. In 84302, there are over 13298 in male population and 13266 females.

PopulationValues
Total Population26,564
White Population23062
Black Population97
Hispanic Population2819
Asian Population174
Hawaiian Population54
Indian Population303
Other Population1107
Male Population13298
Female Population13266
Population Estimate26771

Household Data for 84302

The average number of homes in 84302 is around 8,886, there are an average of 2.95 per household. The average house value according to local real estate values is around $248,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,886
Persons Per Household2.95
Average House Value$248,300
Income Per Household$67016
Median Age34.1
Median Age Male32.6
Median Age Female35.2
84302 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityBrigham City
City Alias NameBRIGHAM CITY
CountyBox Elder
County FIPS003
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA482
CBSA14940
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBrigham City, UT-ID
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses600
Number Of Employees11488
Business First Quarter Payroll151334
Business Annual Payroll636534
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population49975
CBSA Division Population0
Congressional District01
Congressional LandArea19560.79
Delivery Residential9075
Delivery Business512
Delivery Total9874
Preferred Last Line KeyZ15842
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ15842
Land Area79.499000
Water Area0.606000
City Alias Code
City Mixed CaseBrigham City
City Alias Mixed CaseBrigham City
Box Count195
SFDU6819
MFDU437
State ANSI49
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number490918
Unique ZIP Name
SSA State County Code46010
Medicare CBSA Code36260
Medicare CBSA NameOgden-Clearfield, UT
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseBox Elder

Utah Homeowners Insurance News & Information

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    A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]

  • Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025

    A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales.  While high home prices and elevated interest rates […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]