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84118 Home Insurance Quotes & Rates
Currently, the 11,311 homes within the 84118 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Utah is around $591 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Salt Lake City, UT, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 84118.
Utah is now ranking #49 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Salt Lake City home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Utah has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 84118 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Salt Lake City, Utah home insurance rates today!
Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Salt Lake City, UT Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!
84118 Home Insurance Average Premiums
For the 84118, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $341 /yr. |
Average Coverage: | $591 /yr. |
2600 sq. ft. or higher (all discounts applied) | $891 /yr. |
What is the average home insurance cost for a home in 84118?
- • The average homeowners insurance premium paid annually for a home in 84118 is around $591 per year.
What does it cost on average per month for home insurance in 84118?
- • Homeowners in 84118 pay a monthly average cost per month around $49.00.
What kind of discount could I get if I combine my home and auto insurance together in 84118?
- • Autoowners in 84118 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Salt Lake City, check out other zip codes nearby 84118.
To review average rates in another zip code, click on a zip code below:
84106 | 84108 | 84118 | 84112 | 84105 | 84123 | 84116 | 84113 | 84107 | 84109 |
Home Replacement Cost Coverage in 84118
Average Building Cost Per Square Foot in 84118: $189
Location: Salt Lake City, Utah (Salt Lake County)Average Square Footage in 84118: 1,313 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 84118 before you start any project. Salt Lake City homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84118 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 84118 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,313 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salt Lake City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $189 | 1,313 | $248,100 |
Additional Upgrades & Added Features | $236 | 1,313 | $310,125 |
Major Home Updates or Advancements | $284 | 1,313 | $372,150 |
It's important to understand that when you estimate your replacement cost of your home in the 84118 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 84118
Best Home & Auto Insurance Agencies in 84118
Richard W Brunson Ins Agcy Inc - State Farm Insurance Agent
Address: 2132 W 5400 S Taylorsville, UT 84118Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Voigtlaender- Klaus K - State Farm Insurance Agent
Address: 3856 W 5400 S, #101 Taylorsville, UT 84118Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Seth Porter Ins Agcy Inc - State Farm Insurance Agent
Address: 4922 W 6200 S Salt Lake City, UT 84118Phone:
Website:
Info:
Housing Demographics for 84118
Population Review for 84118 Zip Code
For the city of Salt Lake City, the population within 84118 has increased to over 41,237 residents in population size. The current population total is 41,493. We have broken down the population based on race below. In 84118, there are over 21107 in male population and 20386 females.
Population | Values |
---|---|
Total Population | 41,493 |
White Population | 22353 |
Black Population | 601 |
Hispanic Population | 16892 |
Asian Population | 1239 |
Hawaiian Population | 1267 |
Indian Population | 768 |
Other Population | 9271 |
Male Population | 21107 |
Female Population | 20386 |
Population Estimate | 41237 |
Household Data for 84118
The average number of homes in 84118 is around 11,311, there are an average of 3.66 per household. The average house value according to local real estate values is around $248,100. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 11,311 |
Persons Per Household | 3.66 |
Average House Value | $248,100 |
Income Per Household | $76639 |
Median Age | 30.6 |
Median Age Male | 30.0 |
Median Age Female | 31.2 |
84118 Details | Values |
---|---|
State | UT |
State Full Name | Utah |
City Type | P |
City Alias Abbreviation | SALT LAKE CTY |
Area Code | 801/385 |
City | Salt Lake City |
City Alias Name | SALT LAKE CITY |
County | Salt Lake |
County FIPS | 035 |
State FIPS | 49 |
Time Zone | 7 |
Day Light Saving | Y |
MSA | 7160 |
PMSA | |
CSA | 482 |
CBSA | 41620 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Salt Lake City-Murray, UT |
MSA_Name | Salt Lake City-Ogden, UT MSA |
PMSA_Name | |
Region | West |
Division | Mountain |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 515 |
Number Of Employees | 6676 |
Business First Quarter Payroll | 62235 |
Business Annual Payroll | 263956 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1124197 |
CBSA Division Population | 0 |
Congressional District | 02|04 |
Congressional LandArea | 39987.95|2550.35 |
Delivery Residential | 11267 |
Delivery Business | 190 |
Delivery Total | 14221 |
Preferred Last Line Key | Z16259 |
Classification Code | |
Multi-County | |
CSA Name | Salt Lake City-Provo-Orem, UT-ID |
CBSA_DIV_Name | |
City State Key | Z16259 |
Land Area | 12.984000 |
Water Area | 0.000000 |
City Alias Code | |
City Mixed Case | Salt Lake City |
City Alias Mixed Case | Salt Lake City |
Box Count | 328 |
SFDU | 6745 |
MFDU | 102 |
State ANSI | 49 |
County ANSI | 035 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 497786 |
Unique ZIP Name | |
SSA State County Code | 46170 |
Medicare CBSA Code | 41620 |
Medicare CBSA Name | Salt Lake City, UT |
Medicare CBSA Type | Metro |
Market Rating Area ID | 3 |
County Mixed Case | Salt Lake |
Utah Homeowners Insurance News & Information
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Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025
Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025. States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]
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Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025
As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not. […]
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2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025
Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]